Autor: Chatten Name

Are you making yourself a target for fraud? More and more often I am hearing stories of people who have had their accounts hacked. They have had money stolen, lost sleep, spent hours setting up new accounts, or had their credit ruined. Don’t let this happen to you.

Are you making these dangerous mistakes?

Mistake #1: Using the same password for all your accounts.

Please don’t do this. Use different passwords for every email account, and definitely use unique passwords for shopping websites where you’d enter your credit card.

Mistake #2: Short passwords

The risk of someone guessing your password is increasingly difficult the more characters are in it. So, go for the gusto and make your passwords long.

Mistake #3: BradPitt, Charlie, Sarah, Princess, Barbie, Gandolf — Did I guess it yet?

Do not use kids‘ names, pet’s name, nicknames, names from characters in books or movies or celebrity names. Even if I didn’t guess it in my list, someone who knows you could.

Mistake #4: Easy to remember English words

Easy to remember is also easy to guess. Passwords should not contain English words found in a dictionary. Non-English words or any words in any dictionary are a high risk as well. And, for goodness sakes, if your password is „password“ or „test“ then it’s a wonder you haven’t been hacked yet!

Mistake #5: Numbers are no-no’s.

Seriously, stay away from birthdays, anniversaries, addresses, social security numbers or telephone numbers. They are all too easy to guess.

Choose random passwords for banking sites like PayPal. Combine letters (both uppercase and lowercase) and numbers.

If all of this sounds too hard to remember, then consider using a Password program. Most of the good password programs will not only store your passwords on your computer, but they’ll generate completely random passwords when you need one.

When people decide to join an affiliate program to make extra money, or to have a full time job, they often do so with illusions and no idea of how the affiliate program actually works. Read the following top 5 mistakes people make when it comes to choosing an affiliate program and avoid these mistakes at all costs. Then, you will be able to be more effective and make more money for your time, so it is definitely worthwhile to read these warnings and avoid them.

#1 Don’t Compete, Support
Too many affiliate programs compete against their competitors which wastes money and puts affiliates out of business. However, if you are part of an affiliate program the more affiliates the better for getting more information and more money. One of the worst things to do is choose an affiliate program that believes in competing against other affiliates. Instead, choose an affiliate program that agrees with supporting and growing other affiliates to have a larger network and access to more affiliates.

#2 Little Reward
Another mistake people frequently make when choosing affiliate programs is choosing a program that offers little reward for the individual’s hard work. Too many affiliate programs pay too little and as a result affiliates find it difficult to make the money they should be making. Look for an affiliate program that has a good pay rate for your work.

#3 Old Statistics, if Any
You want an affiliate program that offers good, solid, real time statistics, not old statistics or ones that are no longer valid. There are not many affiliate programs out there that provide the kind of statistics an affiliate manager needs, but do your best to find an affiliate program that offers the most.

#4 No Support
Too often affiliates find themselves waiting days for an answer to an e-mail and an important question for their business. You want an affiliate program that guarantees you support round the clock if possible or at least within 24 hours. If not, keep looking for an affiliate program that wants to help you help yourself.

#5 Fresh Ideas, Creative’s
Many affiliate programs provide few ideas or creative’s to their affiliates and so thousands of web pages end up with the same advertising. However, affiliate programs would have a better success rate if many different ads were made available so affiliates could alternate ads and place different ads on different sites, depending on the products sold.

Commit these five mistakes to memory so you know exactly what you are looking for in an affiliate program, as well as what to avoid. You will be much more successful and happier as well if you do not get caught in these traps!
5 Tips To Choosing The Right Affiliate Program

Affiliate programs can be a great way to make money online. You don’t have to spend time developing your own product, worry about taking orders, or take care of customer service.

If you already have a high traffic website or run an e-zine you can stand to earn a steady flow of commissions every month without a lot of extra work on your part.

To help you get started promoting affiliate programs, I’ve provided the following 5 tips to help you choose the affiliate programs that are right for you.

1. Choose affiliate programs that match the content of your site. If your site targets a niche market than choose affiliate programs that offer products to that niche market.

2. Choose affiliate programs that pay a high commission. For example 30%-50% on your direct sales.

3. Join affiliate programs that pay two-tier commissions. This enables you to not only earn commissions on your own sales but also on the sales of people who you introduce to your affiliate
program.

4. Join affiliate programs that offer a line of products so that you can earn commissions when your referrals come back and purchase other services or products.

5. Join affiliate programs that offer their affiliates great marketing support. Many affiliate programs offer their affiliates pre-written ads to use or get ideas from, sales letters, marketing courses, and articles to use in promoting their services.

Remember, the best affiliate programs will see their affiliate program as a partnership with you and combine high commissions with excellent support so that you can start earning money
promoting their products as quickly as possible.

Even though I’m pretty happy with how 2005 turned out, there are still some things I wish I had done differently. Here are 5 things I aim to change for 2006

1. Didn’t take time out for me. I admit it, I have the typical entrepreneur bug. I spent way too much time working on my business and not nearly enough time on me. In 2006, I plan to take more breaks and schedule in some “me-time.”

2. Wasn’t as consistent with my own marketing. Much like not taking time out for me, I also struggled with not taking as much time as I should have for marketing my own business. (Remember the old adage of the shoemaker’s children running around barefoot? Marketing my clients’ businesses always came before my own.) Now, my business has grown rapidly, so although I’m not exactly complaining, I do wonder where I’d be if I had been more consistent about my own marketing.

3. Got distracted. One of my biggest problems is what my coach, Melanie Benson Strick, Success Connections, calls “bright shiny object syndrome.” That’s where you find yourself chasing all sorts of bright shiny objects (also known as “new” opportunities or “new” ideas) rather than focusing on your core business systems. What happens is you end up with a lot of half-finished or barely-started ideas and very few actually completed.

I unfortunately have this syndrome bad. Although I’m much better than I used to be, I still allowed myself to get distracted by a few half-baked plans in 2005.

Which leads me to #4…

4. Didn’t attain a couple of my business goals. Because I allowed myself to get distracted, I didn’t meet a couple of business goals in 2005. Needless to say, this mistake is at the top of my list of issues to address in 2006. Now that I know how to eliminate the vast majority of distractions, I’m looking forward to getting even more tasks accomplished in 2006.

5. Waited too long to do the things I did right. Okay, I know this is the wrong thing to focus on, but I just have to say it and then I can move on. 2005 was such a banner year for me and a large reason for that was because of the 5 Things I Did Right (you can read that article on my blog, http://www.writingusa.com/blog). But unfortunately, I also can’t help wondering where I would be if I hadn’t waited so long to start doing those things.

Okay, I said it, and now I can move on. But please, if nothing else, don’t make THIS same mistake – read my article on the 5 Things I Did Right and see if there are a few things you can implement in your business. That may be the ticket to turning 2006 into your best year ever.

Too often bloggers complain that after a great start, a year later their blog is as dead as can be. This is a common problem that almost always revolves around a small list of common mistakes made by the blogger. A blogger can sit back and expect the blog to do all of the work for him or her, which is a terrible way to approach blogging. A successful blogger would tell you that great blogging takes a certain amount of dedication and hard effort to make it work. You have to put effort into a blog to sustain it, especially after the first month or so of completing the design. Many people work so hard during the initial design phase that they get lazy after it is complete. To avoid this happening to your blog, check out these five common mistakes that can bury a blog.

Infrequent Updates

One of the biggest mistakes a blogger can make is to “forget” about posting. The most successful blogs are updated with new posts at least once a day. Some larger blogs are constantly being updated. You should try to create new posts as often as possible. If you miss a day here and there, it will be no big deal. However, if you miss a week or more without posting, you might as well consider the blog dead already. You have to take a few moments, even as few as five, a day to create interesting posts or content. If you are writing short and concise posts like you should be, this should not be that challenging. It is easy to keep your blog updated, if you make it a priority.

Too Much Advertising

Most bloggers today do want to make a profit from their blog. This is a trend that can get out of control quickly however. If you are interested in adding ads to your blog, do so with caution. There is nothing wrong with a few appropriately places ads that offer viewers links to places that correlate with your blog’s content. However, adding a massive amount of advertisements on your blog is a mistake. If you have a bunch of flashy ads on your blog, your content will get lost within the hoopla. Therefore, you should always limit your ads to three or less per page. Make sure you place them in appropriate places that let your content shine through. Don’t allow enormous ads to fill up your pages either. They will simply annoy readers. Be smart about including advertising on your blog!

Unprofessional Look

Looks do matter when it comes to your blog. The more professional and crisp your blog looks, the more your readers will take you seriously. If you are interesting in boosting traffic, you should try a more serious layout or presentation for your blog. If you can afford to hire a professional, you should. If you choose to do it yourself however, you must make sure the end product is good. If you have a sloppy blog that looks “homemade” you will not likely have a great response. Try different layouts and approaches to see what gets you the most traffic.

Graphics Overload

Pictures can add a ton to your blog and draw in more readers. However, when done excessively, much like ads, pictures can drive people away. The main reason too many pictures can ruin a blog is because there are many web surfers who still use slow internet connections. When they try to load your page, it will take an excessively long time to do so. This in turn will likely drive them and anyone else with this problem away. Try limiting to a few pictures per page.

Inappropriate Content

Everyone knows that the web is a place where you can freely express yourself. However, if you want your blog to survive, you might want to think about that freedom of expression. Although you should always say what you feel, you can do so in appropriate manners on your blog. There are ways to say anything on your mind, without using profanity or any offensive lingo. If you want your blog to be successful, you cannot be inappropriate with your content.

Every woman wants smooth, soft skin, but not every woman knows how to get it easily. Silky smooth skin has a luxurious feel to it, and is extremely sensual and sexy. No wonder we all want it so bad! We want it because of how it makes us feel, and our partners want it because of how it feels to them.

Most Spas provide some sort of skin softening service where they can drench your skin in some form of moisture rich emollients. I recently got to learn one of the coolest skin softening treatments, where your skin is wrapped in chocolate! Can you imagine! What woman wouldn’t want to be wrapped head to toe in chocolate?

If you didn’t know, chocolate is a fat, and not to break the mood, but how the treatment is prepared, is they heat the fat and oil produced from chocolate, and mix it into another skin lotion base. Thus you have both the chocolate and the lotion working together.

Now I know we all can’t rush out and get the amount of chocolate you need to do this at home. That would be way too expensive and impractical. Plus you couldn’t rub it all over yourself and get every inch like they do at the spa. So what can you do to have the same silky soft skin without the expense? Here is all you need.

All you need to do is do what you do every day, just add one small ingredient to it. First, take a warm to hot shower, the hotter the better. Why? The heat from the shower not only relaxes your body, and soothes your muscles, but opens the pores of your skin all over your body.

Now shower as you normally would, but at the end, take a wash cloth and soak it with baby oil. With the baby oil drenched wash cloth, step out of the water enough to rub the wash cloth all over your body without being hit by the water spray. Once you have rubbed the baby oil all over your body, let the shower water drench your body for an extra minute, then get out of the shower.

If time permits, don’t towel try, but air dry instead. What you will find is the moisture from the baby oil is literally sucked up by your skin like a sponge, leaving you with softer, smoother skin! Give it a try after a long hard day, and I’m sure it will become one of your favorite bath time rituals.

After seeing the system in action, I decided to write this 5 Minute Racing System review. In this brief review, I’ll go over the viability of the program in detail. From how much you can realistically expect to make to whether or not you can actually make the systems work for you in as little as five minutes per day, by the time you’re finished reading you’ll be well versed in what 5 Minute Racing System really has to offer, and if it’s something you should look into on your own.

There are around ten zillion betting systems on the market today, each one promising unparalleled results and ease of use. Unfortunately for those who have fallen victim to the empty promises, the only thing you can count on with these systems is that they won’t work on a consistent basis. This is why I was skeptical when my attention was turned to John Timmons‘ 5 Minute Racing System.

The first thing I like to look at when reviewing these systems is the skill level required to master them. I was immediately impressed by 5 Minute Racing System in this arena. It turns out, if you can do simple basic math, the program does all of the other work for you. In fact, by having third grade math mastered, you can pick horses that win money more than 90 percent of the time.

Now that accuracy and ease of use have been addressed, the only other thing left to look at was the time investment required. Is five minutes really enough time to make money betting? After reading over the testimonials, I found that five minutes is more than sufficient. It turns out, after you’ve worked with 5 Minute System for awhile you only need a minute or two to pick a winning horse! As a result, I have been more than amazed by what 5 Minute Systems can do and I wholeheartedly recommend the program to anyone who wants to consistently place winning bets.

Information technology has transformed the way we live and the way we do business. ERP, or Enterprise Resource Planning, is one of most widely implemented business software systems in a wide variety of industries and organizations. In this short article, we’ll try to concisely explain the basic yet important concepts relevant to ERP.

What is ERP – ERP is the acronym of Enterprise Resource Planning. ERP definition refers to both ERP software and business strategies that implement ERP systems. ERP implementation utilizes various ERP software applications to improve the performance of organizations for 1) resource planning, 2) management control and 3) operational control. ERP software consists of multiple software modules that integrates activities across functional departments – from product planning, parts purchasing, inventory control, product distribution, to order tracking. Most ERP software systems include application modules to support common business activities – finance, accounting and human resources.

ERP Systems – ERP is much more than a piece of computer software. A ERP System includes ERP Software, Business Processes, Users and Hardware that run the ERP software. An ERP system is more than the sum of its parts or components. Those components interact together to achieve a common goal – streamline and improve organizations‘ business processes.

History of ERP – Enterprise Resource Planning (ERP) is the evolution of Manufacturing Requirements Planning (MRP) II in 1980s, while MRP is the evolution of Inventory Management & Control conceived in 1960s. ERP has expanded from coordination of manufacturing processes to the integration of enterprise-wide backend processes. In terms of technology, ERP has evolved from legacy implementation to more flexible tiered client-server architecture.

Benefits of ERP – ERP software attempts to integrate business processes across departments onto a single enterprise-wide information system. The major benefits of ERP are improved coordination across functional departments and increased efficiencies of doing business. The implementation of ERP systems help facilitate day-to-day management as well. ERP software systems is originally and ambitiously designed to support resource planning portion of strategic planning. In reality, resource planning has been the weakest link in ERP practice due to the complexity of strategic planning and lack of adequate integration of ERP with Decision Support Systems (DSS).

ERP Failures – We couldn’t conclude our brief guide to ERP without mentioning ERP failures. The failure of multi-million dollar ERP projects are reported once in a while even after 20 years of ERP implementation. We have identified the four components of an ERP System – 1) ERP software, 2) Business Processes that ERP software supports, 3) Users of ERP systems, and 4) Hardware and Operating Systems that run ERP applications. The failures in one or more of those four components could cause the failure of an ERP project.

Buying a Pet ID tag is like buying insurance – you do so with the devout wish that you’re never going to need it. The “possible cost” of not having a pet ID tag is more expensive than the “actual cost” of buying the pet tag itself.

The type of pet identification tag that you buy is important, so take 5 minutes or so to think it through. Impulsively choosing a collar tag because it’s cheap or cute often proves to be unwise, long-term.

Consider the following before purchasing any pet id tag:
1.What is the level of risk to your pet?
Lost pets are certainly common – we’ve all seen “Lost Dog!” signs tacked around town, or dead pets lying by the side of the road. If your pet is a master at escaping the fence, or a breed of dog that cannot resist following a scent, or a young pet that’s full of energy, or a new pet that isn’t properly trained, the risk of a lost pet is high.

But losing your pet isn’t the only risk.

Some pets are stolen. A pet thief may snatch Fifi or Fido in hopes of getting a reward for its return, or to use in dog fights (even small or gentle dogs are susceptible – they can be used as “bait”), or for use in cult rituals.

And what is the risk to your pet if something happens to you, its owner?

If you’re a senior adult with a pet, particularly if you live alone or are in ill health, there’s a good chance that at some point someone else will need to care for your furry friend, perhaps with little notice. And anyone can be struck by tragedy or disaster which leaves you unable to care for your companion.

In this instance, will your pet’s new or temporary caregiver know that Rover hates cats, or that Fluffy needs medication, or even whether or not Max is housetrained? A pet ID tag that contains more than your name and phone number would be extremely helpful.

2.What level of risk are you comfortable with?
Some pets are simply more important to their owners, and the risk of losing that particular animal warrants a specific, more expensive type of pet ID tag. Risk is proportionate to value.

Note that there is more than one way to assess the value of your pet. It may be monetary (a rare purebred dog) or functional (a guide dog or herding dog).

But for most pet owners, the emotional attachment they have to a particular pet determines its value. For many people, cats or dogs are family members, dearly loved and impossible to replace.

3.Based on your answers to the two previous questions, what do you need in a pet ID tag?
Pet ID tags come in varying shapes, sizes and materials and hold varying amounts of information. Some contain logos or artwork, too. Most pet ID tags are designed to be hung from a collar.

At a bare minimum, a pet ID tag should contain the name, address and phone number of the pet owner in a durable, legible format. Plastic tags are lightweight but easily chewed. Stainless steel tags are durable and don’t rust or fade. These traditional types of tags can purchased from any veterinarian or pet store. They’re inexpensive but the amount of information they hold is limited to the size of the tag.

Fortunately, you have many more options in pet tags these days, such as microchipping, tattooing, digital display tags, pet registry web sites and voice recorded pet id tags.

One of the newest entries in the pet identification market is the high-tech USB drive that hangs from your pet’s collar (or is attached to their cage) and which holds 64MB of data (including complete medical and diet information). The tiny USB drive is encased in a sturdy plastic case and can be plugged into any computer, where it is easily updated and easy to print sections for sharing with your vet or pet sitter.

No matter what pet ID tag you choose, making sure your pet wears some type of pet identification tag brings peace of mind that far outweighs its costs.

PLR or Private Label Rights facilitate total control over content. This means that you can freely distribute, change, add or remove some parts of an original article without making any reference to the author or publisher. A little modification in the original material and you’re off to go and claim it as your own with your by-line.
PLRs come in handy for people who are having difficulty in creating their own content or simply those who have no time to build one. Aside from that, there are literally hundreds of ways you can stretch PLRs limits. For instance, if you are planning to release an eBook about Arthritis you could simply grab PLRs relating to your niche. Private label rights products may include text, graphics and source codes which will ultimately help you in branding yourself.
Here are few ways on how you can do with your PLR products.
1. You can split the product into several modules and create mini eCourses. This is proven effective if you have a good mailing list. Try to create an interval between courses. We do not want to suffocate your clients by dumping them too many courses in a short period of time.
2. If you can split them, you can also combine them as well. This will create an entirely new product waiting for your disposal. Create some new interesting headers and sales letters. Products like these can command a higher market value. You can also opt in for physical deliveries to your customers. There are several online sources which can automate the printing and delivery freeing your time and worries. A hefty price range from $200 to $900 is not bad at all.
3. It is also a great way to create a new niche Website or blog. You would want to take a little effort to rewrite them. By now, there will be hundreds of similar websites all with the same content even if you had just downloaded them. Monetize your Website by incorporating Adsense to it.
4. An autoresponder is a great tool to let your clients know that your site is not dead. Take your PLR content piece by piece and send them occasionally. New products and services can also take advantage of this great tool.
5. You can set up your very own membership site by providing constant content to your members in monthly basis. Check your PLR product licenses if it does not prohibit you from doing this.
There is no easy money in the Internet. If there is, then everybody would be a millionaire. However, hard work and motivation would help you earn the income you have been aiming for.

Too many option traders fail because they load themselves with tons of option trading knowledge but do nothing to ensure that their emotions don’t get in the way. Yes, more than 95% of the option traders out there fail because of a complete lack of discipline and ability to control their emotions.

Nothing tests the emotions of traders more than trading stock options. Stock options move much more than its underlying stock in terms of percentage due to its leverage effect, frequently testing the emotional capacity of option traders, particularly those who follow a day trading methodology.

If you find yourselves having a burning desire to get out of a trade the moment it turned red, if you find yourselves having sleepless nights worrying about your trades, if you have lost money doing all the wrong things at the wrong time only to regret later, then you definitely have an emotional problem.

Here are 5 tips every option trader can use to ensure a healthier mindset and mental health while option trading:

1. 8 Hours Of Sleep A Day!

Yes! This is the most basic of all mental conditioning! Have ample rest! Many option traders who trade the US markets from the other side of the globe at night and option traders who do their research at night are high risk groups. Over time, your mind and body grows weary and tired. You become hot tempered and do all the wrong things and say all the wrong things at the wrong time…. And lose money.

2. Set Aside Time Especially For Option Trading

Nothing tests the patience of an option trader more than option trading while doing something else. Many option traders who trade during office hours secretly on their computer terminals frequently find themselves nervous. That nervousness dramatically increases the probability of doing something wrong. If you are a working adult, use long term option strategies which allow you to manage your positions only during after office hours. Go to http://www.optiontradingpedia.com/options_strategy_library.htm for a list of option strategies.

3. Understand Your Trading Style

Every option trader has a dominant character trait. Your character trait determines what option strategies are suitable for you. Please visit http://psychometric.mastersoequity.com and find out what your trading style is.

4. Enjoy Your Weekends

I cannot finish naming those option traders I know who spend all weekend staring at their computer monitor, going through the trades for the week, trying to find out what’s wrong, reading charts and news. After a stressful weekend in front of the computer, an equally stressful option trading week starts. All professional option traders know that weekends are for taking your mind totally off the market and enjoy time with your loved ones.

5. Find Support

Nothing helps an option trader maintain a healthy mindset more than the support of family, loved ones and a good mentor. Making sure your spouse supports you in option trading and understanding when money is lost is one of the most critical aspects of keeping a healthy mindset. A good mentor will also be able to counsel you and tell you where you went wrong so that you never have to spend endless stressful hours pondering.

Bob pushed the shutter release button and…NOTHING HAPPENED. The football passed into his son’s hands and the actual photo he took was one of a cheerleader’s pom-pom. Bob missed the touchdown too. He resisted an insane urge to slam the camera to the ground and jump on it.

This was his first digital camera, and Bob had just experienced an unpleasant surprise. He had used film cameras all his life, but when his Yashica went into the shop a friend loaned him a digital camera. He naively decided to take some action shots and discovered the most maddening „feature“ of digital cameras – the shutter delay.

MADDENING AND FRUSTRATING

Articles on this subject have attributed shutter delay to:

1. The camera’s focus system

2. The time it takes the camera to digitally process the image

3. Reaction time of the photographer

Numbers one and three are lag times that most people using digital cameras are accustomed to. Most have used a film camera and know it needs a few milliseconds to focus.

The no-brainer solution is to reduce the aperture of the lens to increase depth of field, or aim the camera at the object you wish to be in focus and depress the shutter button half way in order to „tell“ the camera what to focus on, then move the camera to center the image and depress it the rest of the way.

As far as human reaction time, well, it hasn’t really changed much for users of film cameras, and people experienced in taking action shots usually get what they want.

So let’s look at number 2, the time it takes to process the picture.

TIME TO DO THE PROCESSING

Processing the picture (so the camera can be ready for the next one) comes in several steps to move it from the image sensor to flash card storage:

1. Color corrections. The camera has to examine each and every Charge Couple Device (CCD) element on the photo sensor. It adds green, blue, and red to achieve the right color balance. For a 3 mega pixel camera, the processor has to make 9 million calculations.

2. Sharpening. This boosts the contrast by detecting and sharpening edges.

3. Compression. This process converts the 12 to 14 bits of each CCD sensor to 16 bits by „padding“ the information and compressing it to 8 bits. This compresses the file size to 9 megabytes.

These steps require a tremendous amount of computational time. No wonder Bob missed his shot!

CATCHING THE ACTION

There are two ways of capturing action:

1. The „consecutive mode“. If the camera has this mode, you can take a series of rapid shots moving through the event. This requires a camera with a large ‘buffer“ to hold photos for processing.

2. Anticipating shots by depressing and holding down the shutter release prior to the event. This requires an ability to predict the future, something most of us don’t possess.

THE FUTURE OF FASTER SHOOTING

Obviously this would all be simplified if micro processing were faster. Even with large buffers, the speed in which data is transmitted to the processor is prohibited by the rate at which data is conveyed from the CCD. Micro processing speed is the next bottleneck.

Faster clock rates and data transfer speeds would reduce or even eliminate „shutter lag“ time. There are several technologies in the wings that offer hope:

1. Nanotube and nanowire technologies. These are both the offspring of „nanotechnology“, the ability to make tiny machines at the „nano“ level, a billionth of a meter in size rather than a millionth of a meter (micrometer) and offer hope for a 500 GHz clock rate or more.

2. DNA Yes, you heard me right. Computing based on DNA strands in which information is stored and processed.

3. Other materials

• Gallium Arsenide with much a faster speed has been used for years for military purposes.

• Silicon-Germanium chips increase the transfer of light signals to silicon. These traditionally have worked best at ultra cold temperatures, but many computer simulations have shown that they may be made to approach 1000 GHz (1 THz) at room temperature.

• Indium-antimonide. Much faster than silicon

•Optical transistors. A glass material known as chalcogenide becomes a switch as its refracting properties are changed. No need to translate those photons into anything else.

• Coated Viruses. The latest research involves coating viruses with a conducting material. Much higher speeds at the molecular level can be obtained. This will give a new meaning to the term „computer virus“.

4. Parallel Processing. As we’ve noticed lately with the war between Intel and AMD over the number of parallel processors crammed into a CPU, digital camera processing would benefit from parallel processors handling the focussing, sharpening and squeezing.

5. Improvement in instructional efficiency by reducing the lines of code would make the whole process more efficient.

HOLD ON AND WAIT FOR THE FUTURE

The REAL solution to this maddening shutter delay appears to be in the material the processor is constructed of, as well as advancements in the software.

But we’ve got awhile to wait for it. Although a few alternate materials have been around for awhile, everything else is still in the research and development phase. Even when it finally trickles out of the labs, it will probably make your future digital camera cost around $10000 – $15000.

Quite a price tag for the ability to take pictures as fast as a film camera! Still…

Except for the lag, the digital camera has it all over film cameras, once the photo is captured by the memory card. The new technology will be worth the wait.

Digital camera owners are known for their ability to wait…as they desperately punch the shutter release trying to grab the fleeting smile of their new baby, or the football that lands in his hands eighteen years later, when he scores the winning touchdown.

“Divorced, Split up, Single?
Five Massive Reasons Why
You Should Be Dating Online!”

Announcing five massive reasons why single men should use online dating!

How to meet more women than you could possible have time to date.

Let’s look at the reasons…

Massive Reason #1. Convenience!

From the comfort and privacy of your own home you can relax with a cup of tea or coffee, and scroll through an assortment of potential women to meet and date!

You can even have a beer or a glass of wine while doing it…

Instead of late nights in smoky bars and going home disappointed…and wake up smelling and feeling like an ashtray.

Unhealthy, smoky bars are boring and drunks don’t interest me. Then there’s the loud thumping music where you have to shout at each other to be heard.

Where at home and in your own time, you can go online and pick a suitable profile to email and organize to meet.

I love doing this.

So for pure convenience and ease, online dating is the number one place for meeting women!

Online dating is a major breakthrough for single men.

You can meet women you wouldn’t otherwise ever have the opportunity to meet!

Therefore it creates an even playing field for men who otherwise don’t enjoy trying to ‘pull’ women in bars.

By learning some basic skills and getting experience, any man can succeed online.

Massive Reason #2. Not Having To Face Rejection by Approaching Women Cold!

This is a major bonus for guys who are recently divorced, split up and have lost their confidence and experience with meeting women.

It is the best way to ease back into the dating scene…

You don’t have to boldly approach a woman in public and get her number for a date.

You do it online via email, with no nervousness to deal with at all.

And if you contact a profile and she ignores your email, so what?

You just move on to another until you find one to meet, easy!

Therefore you are not confronted with your fear of being rejected in public, with online dating.

And if you do get ignored or knocked back, no one knows but you and it doesn’t MATTER.

There are plenty more to choose from…

And by the time you meet, you’ve already chatted via email and on the phone so there is no need to be nervous when you meet her for coffee.

Massive Reason #3. Confidence Building!

You gain confidence by meeting women online and having success with seduction.

This is a massive benefit.

When I divorced after nine years I was nervous approaching women and
had little success.

Once I had been online dating for six months I was back on my feet with women.

I now have the belief and confidence to approach and meet women everywhere.

I also have more skill at handling cold women and rejection when it happens.

Because I’ve learnt that it’s impossible to succeed 100% of the time.

Every No means you are closer to a Yes.

So if you are not getting rejected, you aren’t in the game!

You HAVE to be in the game!

The confidence you get meeting and seducing women online will lead you to meeting the perfect lady for you. Whether that is online or offline. It’s getting the experience that is important.

As Tony Robbins would say, ‘Repetition is the mother of skill.’ :-]

Massive Reason #4. The Infinite Amount of Suitable Women!

It truly is an infinite amount of women available online to meet.

By having such a large pool of single women to contact, there is no need to ever be short of at least one date a week.

It’s just a case of being organized and only contacting local women to make the most of your time.

There will be anything from two to thirty two different sites in your region to join and check out profiles.

There is also many NEW women joining everyday…this will continue forever!

So it’s a must for single men to get good at online dating.

You can never run out of women to contact. Even if you exhaust one service you can try another. By the time you’ve gone through all suitable profiles to meet on the other service, the original one will have new stock! :-]

Online dating is also very affordable!

Massive Reason #5. Ease of Finding Suitable Partners!

By creating your own criteria and sticking to it, you can find someone suitable so much quicker than offline.

That is of course if they are honest in their profile…

[Which sometimes they aren’t.] :-]

This saves you a lot of time and money by having criteria.

For example, I don’t date women with children.

Which is hard in my age group.

But dating women with kids will never work out for me, so I just have to stick with my criteria.

I also don’t date smokers anymore…

So the more experience and confidence you get. The more definitive your criteria get.

By narrowing my criteria I have meet some great ladies a lot quicker than if I had dated just anyone who would go out with me.

Also when you approach someone in a bar you know nothing about them.

Online you get to know a reasonable amount before you make contact.

This really does increase your odds of meeting suitable partners.

I love online dating…I much prefer it to bars as an alternative.

It’s paved the way for me to be comfortable when I am single. Because I know there is a LOT of suitable women online and I’ll be back dating a nice lady sometime soon….

All the best to you…
Regards
Mick Jones

If you follow the proven ways of building your online marketing business, you can easily succeed. You will need to apply these marketing strategies consistently, be focused and dedicated to growing your business.

If you want your internet marketing business to succeed, you must have traffic to your website. More traffic means more sales. If your website does not get any traffic, then you will not succeed.

The essential strategies you can use to drive traffic to your website are as follows:

1. Writing and submitting articles. Writing and submitting articles is one of the most effective and cheap ways of driving targeted traffic to your website. Write useful articles related to your internet marketing business and distribute them online. As they get picked up by various directories and search engines, you will see an increase in traffic to your website. This is one of the cheapest ways of driving traffic to your website.

2. Build a list. Having a list is very important. If you want to earn money and be successful with your internet marketing business, you will need to have a huge list. Offer an ezine or ecourse on your website so that your visitors can subscribe to it. Or have a form on your website offering some free ebooks, so that the visitors can leave their email addresses.

3. Search engines. Your website must be optimized for search engines. Search engines can send traffic to your website. You must build your online presence by having many links to your website. You can get reciprocal links using various tools/software to automate the process. One way links can be created by submitting articles with your URL and participating in forums. As you build more links back to your website, major search engines will start sending traffic to your website.

4. Google Adwords. While starting your internet marketing business, Google Adwords are efficient at sending traffic to your website. You will however need to select your key words and bid for them effectively for this strategy to be viable for your business.

5. Participating in appropriate forums. One of the ways through which you can get targeted traffic is through participating in relevant forums helping people who are your potential customers. Your signature and URL on your posts on the forum is an effective way of increasing targeted traffic to your website which will increase your sales and boost your business’ profits.

The strategies outlined above are proven ways to increase traffic to your website.

Marketing has traditionally been broken down to a formula known as “the 5P’s” – the five factors that make up an organization’s marketing strategy. If these are done consistently, well, and for a long enough period of time, these 5 factors also become part of their brand.

So far, so good. But the problem is that no one can seem to agree on exactly which 5 P’s are important, so the list typically includes: people, product, place, process, price, promotion, paradigm, perspective, persuasion, passion, positioning, packaging, and performance.

Wow. Sounds complicated, huh? I’m going to try and simplify effective marketing into five moves – five concrete actions – that you can implement immediately. Your challenge: try one or more of these NOW.

Move 1: Move Up

Want to try something different? The next time you’re speaking with a prospect, when the question of price comes up, DOUBLE your normal price and see what happens.

Am I crazy?

Maybe, maybe not. The other side of the coin is that maybe YOU’RE crazy for not charging for VALUE, but instead competing on PRICE. Businesses that compete on price lose. Period.

The easiest thing your competition can do is undercut your price. In fact, the first thing they will copy is your price. It takes no imagination, no creativity, no innovation, no market leadership, and no vision to lower the cost of something. And it hurts all parties involved. Lower prices always mean lower profits. Studies have shown that a 1% drop in price leads to an 8% drop in profit.

What happens when you double your usual price?

Several things. Prospects perceive:

* An increase in the value of your product/service

* An increased level of prestige in owning/using your product/service

* An increased level of trust in you – and all your other offerings (the halo effect)

* An increased level of confidence that your product/service really works

A marketing consultant that I respect once gave me a very valuable piece of advice. She said, “Be expensive or… be free.” Being one of the most expensive providers of a service is remarkable – people talk about their $200,000 Italian sports car or $21,000 platinum-plated cell phone. Nobody talks about their $19,000 GM sedan.

I’ve helped companies double their prices, with great success, and I’ve helped independent consultants double [and in one case triple] their fees. In each of those cases, they got more clients, not fewer. Details on how to do this in Move 3. And perhaps this means you’ll lose a few unprofitable clients along the way. If you don’t lose some unprofitable clients, you won’t have room to serve the more profitable ones when they come along. It’s professional suicide to continue focusing on serving a market sector “that can afford” to pay your old (low) prices. Price doesn’t find clients. VALUE finds clients. And those clients that value your work should – and will – pay according to that value.

Free is also a powerful price point. And, of course, free is remarkable. Which is another facet to moving up – you move up when you give VALUE first. For free. Got a great idea for a prospect? Great! SEND IT TO THEM. Even better, got a business lead for them? Hand it over! Did you come across an article, a profile, or a piece of research that directly impacts their business? Clip it and mail it to the top person with a brief note. That prospect’s door is now open.

Move 2: Move In

Moving in means moving closer to the customer. Live in their world, think about their problems, and think about their clients and prospects. What’s the first step? Research. Preparation. Homework. Industry, regional, business, and company news is now at every salesperson’s fingertips on the Internet. If you’re not intelligently researching your prospect’s issues, challenges, and pressures, how can you possibly come in with a credible solution?

Don’t like sitting at the computer all day? An even better idea is to hit the street. Visit businesses, talk to your contacts in the fields you serve, get some firsthand information about what’s going on in their world – what are their challenges, perspectives, obstacles, priorities; what are their dreams, their “only-ifs,” and their biggest aspirations?

Is this a lot of work? You bet. Do the majority of salespeople put in this kind of effort? No way. Which is exactly why YOU should. That brings us to Move 3.

Move 3: Move Ahead

Moving ahead means going above and beyond what most salespeople are doing. It means putting in the work – yes, the real, hard work – that makes the difference between being a peddler and being a partner.

Want to move ahead? Start by avoiding doing things your prospects dislike.

Here are the top 10 things salespeople do that buyers dislike according to a Purchasing magazine survey. See if you (or your sales team) might be guilty of any of the following professional no-no’s:

10.Failure to keep promises

9. Lack of creativity

8. Failure to make and keep appointments

7. Lack of awareness of the customer’s operation („What do you guys do here?“)

6. Taking the customer for granted

5. Lack of follow-through

4. Lack of product knowledge

3. Overaggressiveness and failure to listen

2. Lack of interest or purpose („Just checking in“)

… and the Number 1 dislike: Lack of preparation.

You can also move ahead by charging more (remember Move 1?) and DEMONSTRATING the VALUE of your product service with hard numbers.

In his insightful book, How to Become a Rainmaker, author Jeffrey Fox calls this process dollarizing. Dollarizing is one of the most powerful sales techniques because once you show (with real numbers that your prospect will provide you with) the return on investment – how THIS much spent will generate THIS much savings, or profits, or sales, or new clients, or hours, etc. – you basically shift the conversation from selling what you’re selling to SELLING MONEY.

In my seminars, I do an exercise called “The Money Machine” that will help you spell this out in hard dollars, very clearly.

The Money Machine goes one step further because you can use it monetize against:

* competing products/services

* the prospect doing nothing

* the prospect doing it themselves

* other things the prospect is already comfortable spending money on

For a free copy of my Money Machine worksheet, email me: david@unconsulting.com.

Suddenly, your product/service becomes a real “investment”: meaning, you can show people the math behind “this much IN” for “this much OUT.” There’s nothing much easier than selling money at a discount!

Here’s another way to move ahead: stop the ridiculous game of “closing the sale.” Closing is not a technique; closing is not a trick; closing is not about magic phrases and looks and power games. Closing should be a natural extension of your conversation, and the two most effective questions you should ask your prospect as you near the end of your value-based discussion are:

1. Does what we’ve talked about so far make sense?

2. What would you like me to do next?

Answer to Question 1: If you’ve prepared for the meeting, discussed the prospect’s key issues, and monetized the value of your solution, of course it makes sense!

Answer to Question 2: “Let’s go ahead” or “Let’s do the paperwork.” Or if your prospect answers this with “Get Out” or “Drop Dead,” you have a pretty good idea that the sale is not ready to close. Seriously, carefully listening to the answer to this question will allow you to address any hidden concerns, hesitations, or issues – right then and there before the prospect would otherwise blurt out an abrupt “No!” to any other traditional “ask for the sale” verbiage that so many sales trainers recommend. Remember, you’re not there to sell – you’re there to HELP THE PROSPECT BUY. If you need to tattoo that on your forehead, be my guest.

Move 4: Move Aside

Here’s another thing that most sales and marketing people have a hard time with: you can’t be all things to all people. Move Aside is about finding your niche, and claiming your expertise in a narrow area of specialty. In plain English, this means you want to become the “Go-To Guy” for your specific product or service – the exact opposite of a “jack-of-all-trades and master of none.”

The people you speak with will have a very different reaction to these two mental images of your product/service:

* “I think we can make this fit.”

* “This is exactly what we’ve been looking for.”

Let me give you an example. There’s a real company that lists among its services “Carpet removal, house cleaning, odd jobs, catering.” Now, I don’t know about you, but when I want a caterer, I’m looking for someone who does catering 24/7. I don’t want to have to worry about “Did they wash their hands after the carpet removal job and before serving my guests?” In fact, if I’m looking for a caterer for a wedding, I might even be drawn to “Wedding Bells Catering” much more so than “Sam’s Catering” or “Good Eats Catering.”

Here’s another example. There are lots of graphic design companies that do all sorts of work – websites, logo design, brochures, collateral material, wine labels, book packaging, etc. You name it, they do it. And business is generally OK. (But let’s face it, if they were going like gangbusters, they probably wouldn’t have sought out my help!) Some of them had a hard time differentiating themselves from the competition and others found it challenging to develop a strong client base and referral network. We’ve had some good success developing their current business, but when we delve into the possibilities of “Moving Aside” and carving out a real niche, or developing one thing that is their flagship specialty, most of my clients get cold feet.

One company (not my client – too bad for me!) that has done this with fabulous results is MaxEffect. They made a tough call. They moved aside. They could obviously do a wide variety of things with their graphic design and advertising skills, but they do ONE THING: they work exclusively on yellow pages ads. That’s it. If you want a killer yellow pages ad with bold graphics, custom or stock photography, clean layout, and a strong, compelling message, these are your go-to people. They’ve designed hundreds and hundreds of yellow pages ads and they’ve built a fanatical client base, and they get a steady stream of referrals – not to mention the steady and growing flow of client work.

Check it out for yourself: http://www.max-effect.com

Move 5: Move Alone

Right now, you are lost in a sea of gray. Me-too rules the day. Everywhere you look, there is more and more and MORE of the SAME OLD THING sold by the SAME OLD PEOPLE in the SAME OLD WAY. Boring. And deadly.

The problem is that people don’t buy gray. If you and your company and your offerings blend into the background, you might as well close up shop right now. Let me put it another way: all companies go bankrupt. It’s just a matter of time. Want proof? Out of the 100 largest companies of 50 years ago, 17 survive today. And none of those 17 are the market leaders they used to be.

Why? Shift happens. If you’re not separating yourself from the crowd, you’re blending in – and nobody will even notice you, much less seek you out and tell their friends about you.

Here’s an example of a company that really hasn’t been doing a bad job – but they’re also not the standouts they used to be.

On a recent call to American Express, an executive was straightening out a billing problem. At the end of the call, the operator asked her, “Have I exceeded your expectations for this call?” and the exec flatly answered, “No.” She had a billing problem, and the rep fixed it. That’s the expectation.

Now, if the rep had offered the executive a $50 American Express gift check to be used at any of American Express’ online retail partners, THAT would have exceeded expectations, right? That story would be worth repeating to 10-20 people. Can you imagine the executive telling anyone, “Hey, I called AmEx to fix my billing error. Guess what? They did it!” That’s not moving alone.

Here’s a good test to see if your marketing and sales strategies are in the category of “moving alone” – they are if you’re doing something that:

* is “simply not done” in your industry

* customers will make a remark about (remarkable!)

* goes against conventional wisdom (I call this “uncommon sense”)

* others (including your competition) think is “crazy”

* others (including your competition) will actually be AFRAID to copy

Get silly. Get crazy. Get an attitude. Get noticed.

Author Seth Godin perhaps put this most succinctly when he said, “Safe is risky. And risky is safe.”

Let me conclude with a recap of the 5 Marketing Moves:

1. Move Up = Get more valuable

2. Move In = Get closer

3. Move Ahead = Get smarter

4. Move Aside = Get specialized

5. Move Alone = Get noticed

Taken together, these will also help you make the Ultimate Move = Get insanely great.

And remember the immortal words of Jerry Garcia:

“You don’t want to be considered the best of the best.
You want to be considered the only ones who do what you do.”

All this time, people or professionals only talk about ways to lower your cholesterol. But, have they really explained to you the significant details about cholesterol that you need to know before trying to lower the level?

If they haven’t, these 5 basic facts about cholesterol are important for you:

1. Cholesterol Levels

There are actually five different ways that you can use in order to get a complete reading on your own cholesterol levels and they are: total cholesterol levels, HDL, LDL, total/HDL ratio, LDL/HDL ratio.
Measurement units for checking your cholesterol are conducted as milligrams per deciliter.

Your overall desired level should be below 200 mg/dL, 200 to 240 for a borderline level and total risk above level 240.

2. HDL Level

HDL stands for High Density Lipoproteins. It is actually just a section of your overall cholesterol.
The normal range of HDL level for men about 40 to 50 mg/dL, and for women 50 to 60 mg/dL.
The higher it is the better. Their role in our body is to carry cholesterol away from the body as soon as LDL has brought it. They’re the ones that help you reduce the risk of heart disease and cardiac problems.

3. LDL Level

LDL stands for Low Density Lipoproteins. When it comes to LDL, you prefer the level to be low. Why? Because they can clog arteries and kill us. That’s why they are called bad cholesterol.

Yet, the balance between HDL and LDL is what gives us general health.

4. How to Lower Your Cholesterol

The alternatives to using drugs are natural cholesterol reducers which could also be found in many whole foods.

One of them is garlic. Garlic is considered a natural reducer because it acts as an inhibitor. The other one is omega 3. Fish oils with their omega-3-fatty acids are also known to reduce heart disease by at least 40%.

5. Risk Factors for High Cholesterol

There are some risk factors that might cause high cholesterol that you’d better avoid.

Fast foods, chips, soft drinks, candy bars, refined sugars, butter cream, fried cheese, fried dough, and cotton candy are foods that we’ve been enjoying since we were kids. But, they are the foods that can contribute to your high cholesterol.

They taste delicious in our mouth but they are harmful for our health. Don’t let a little joy hurt you. Diabetes, kidney disease, liver disease, hyperthyroidism are just some of the dangers that these foods can cause; high cholesterol is just another side effect.

However, this above basic knowledge will be easier to apply if you have decided to lead a healthy lifestyle. Make sure that you won’t suffer from any disease only because of your ignorance of health.

There are times when it is better for a person to rent, but most often home ownership has many more benefits and advantages.

About 10 year ago a had a retired aunt and uncle who rented a condo in Las Vegas. Uncle Jim (not his real name) was a retired minister. Throughout his career he and his wife lived in parsonages, which are homes furnished by the congregation while they ministered there.

He and his wife told me that the biggest mistake they ever made was not to invest in buying a home. In their retirement years, when their other retired friends were living in homes that were almost paid off and had appreciated greatly, Uncle Jim and his wife were using a huge portion of their limited retirment money to make expensive condo rent payments. They strongly cautioned me not to make the same mistake they had.

Recent studies are showing that there are many benefits for both the owners and the community for owning your own home, including increased education for children, lower teen-age pregnancy rate and a higher lifetime annual income for children. Besides these, listed below are some of the primary advantages for owning your own house.

1) More Stable Housing Costs
Rent payments can be unpredictable and typically rise each year, but most mortgage payments remain unchanged for the entire loan period. If the taxes go up, the increase is usually gradual. This stable housing cost especially important in times of inflation, when renters lose money and owners make money.

2) Tax Savings
Homeonwers can be eligible for signifigant tax savings because you can deduct mortgage interest and property taxes from your federal income tax, as well as many states‘ income taxes. This can be a considerable amount of money at first, because the first few years of mortgage payments is made up mostly of interest and taxes.

3) Debt Consolidation
If you need to, you can refinance a mortgage loan to consolidate other debts (an opportunity you don’t have if you are renting.) And the interest on this is also tax deductable.

4) Equity
Instead of payments disapearing into someone elses pocket, home owners are building equity in their own home. This is often one of a person’s biggest investment assests. Each year that you own the home you pay more toward the principal, which is money you will get back when the home sells. It is like having a schelduled savings account that grows faster the longer you have it. If the property appreciates, and generally it does, it is like money in your pocket. And you are the one who gets to take advanatge of that, not the landlord. You can then use this equity to plan for future goals like your child’s education or your retirement.

5) It is Yours!
When you own a home you are in control. You the freedom to decorate it and landscape it any way you wish. You can have a pet or two. No one can pop in and inspect your home and threaten to evict you.

Even young people, like college students out on their own, can often benefit from home ownership. It puts them ahead of other young people their age financially by helping with their credit and giving them what is often an excellent investment. Often a college student buying a home will rent the rooms out, and his or her roommates end up making the payments for the house. When the student is ready to move on, her or she can sell the home (hopefully making a profit) or keep it as an investment and continue to rent it.

Buying a home is an important decision. It is often the largest purchase a person makes in his or her life. Home ownership also comes with some increased responsibilities, and isn’t for everyone. There are some disadvantages to homeownership that you should take into account.

1) Increased Expenses
Your monthly expenses may increase, depending on your situation. Even if the monthly payments are the same, home owners still have to pay property taxes, all the utilities, and all the maintenance and upkeep costs for the home. Often you need to supply appliances that were furnished with a rental.

2) Decreased Freedom of Mobility
Homeowners can’t move as easily as a renter who just has to give notice to the landlord. Selling a house can be a complex and time consuming process.

3) Risk of Depreciation
In some areas with overinflated prices, there may be a risk that the house will depreciate instead of increase in value, if the prices go down. If you then sell the house, you may not get enough money from the home to pay back your mortgage, and you will still owe the mortgage company money.

4) Possibility of Foreclosure
If for some reason you are unable to make your payments, you risk having the lender forclose on your propety. This can result in the loss of your home, any equity you have earned, and the loss of your good credit rating.

When considering home ownership, you need to weight the advantages and disadvantages for yourself. If you are like most people, you will find that homeownership is worth the risks and disadvantages.

So many men have asked me to share some secrets on how to attract a Romanian woman.

A long term relationship with a Romanian woman is a very rewarding experience (if you’re with the right person) and will lead you to a level of satisfaction like you have never experienced before.

When selecting a Romanian woman for an LTR you should keep one thing in mind – BE PICKY!!! Settle for nothing less than the best.

The reality is that the hardest thing with Romanian women is to attract them and get them to trust you. So, there is no reason to spend time with women who aren’t right for you.

There are some little tricks you have to know that will help you score like crazy.

1. Romanian women like to carry on an intelligent conversation with a man. Many find an interesting man sexy. You can show intelligence by being a good listener. Ask about her interests, her work, her hobbies, and pay attention to the details. This makes for good conversation.

2. Keeping promises is also important. If you say you are going to call, do so. If you say you are going to show up (even at an online date) at a certain time, do so. Don’t make idle promises that you have no intention of keeping.

3. Send romantic SMS messages that are evocative. When said with the right mix of emotion and adoration, they are powerful enough to melt the stoniest of hearts. Also sending SMS will help you two to keep in touch and develop your relationship faster.

4. Also adding humor and flirting into the conversation can really spice things up. Women always remember someone who makes them laugh.

5. The most important thing in attracting a good Romanian lady is authenticity. You will attract compatible people when you show them who you really are. You don’t want a woman to be attracted to someone you are not! Lying in the beginning only complicates things down the line. Be completely honest from the start and if she likes you, you’re in good shape. If she doesn’t like you, you didn’t find yet the right person.

But don’t give up on finding the woman you want, there is some woman out there for every guy. And when you’ll find the right one for you all your mates will become invidious.

Something truly dramatic has happened over the past couple of decades. The world has made a transition from the industrial age to the information age, and the income rules that used to apply a few decades ago have now been blown apart.

Possibly the biggest myth in personal wealth creation today is that you should focus on one thing for your income. We are all trained into believing that in order to be successful you need to train in a chosen profession. Then get a „good job“ within that industry and slog your way up the corporate ladder. In other words we are all programmed to compete and succeed at the rat race by our parents, the school system and our peers. The simple truth however is that very few people gain either happiness or financial stability by using this cruel, tired old formula. And whichever way you look at it, the problem with the rat race is that even if you win, you’re still just a rat.

If you wish to gain happiness and financial independence then you need to find new income sources and this insiders report will help you do just that. I am not advising that you rush to work tomorrow, throw hot coffee at your boss’s face while quitting to start up new ventures – everything takes time. But you should certainly consider using a wide number of different methods to provide income streams for you. Do not fall into the trap of depending on one source of income for your livelihood. Look around and you will discover that there are hundreds of different and very feasible ways of making money. The key is to educate yourself and then take action.

So what are the five income streams that you can set-up immediately to earn a constant stream of income? We’ll look at these one by one:

(1) Arbitrage – Do you know that the internet age has resulted in thousands of online bookmakers all competing for your money? Now if you are not a gambling man do not worry because arbitrage is an investment concept that can be used to derive a guaranteed 5% to 20%+ profit within a few hours with no possible chance of losing your original cash. How is this possible? Well online bookmakers often have huge differences in opinion on the same sporting events – this creates some incredible anomalies in the way that certain sporting events are priced between different bookmakers. This is great news for us because everyday these anomalies allow us to invest money on all sides of a sporting event so that no matter who wins/loses/draws we can walk away with a risk free and guaranteed profit. These arbitrage opportunities are present many hundreds of times each week and the beautiful part is that you can find them in as little as five minutes per day once you know how. This is one of the least known and used income sources around and one that you should certainly set-up and profit from.

(2) Recycling Cell Phones For Profits – Last year over 100 million cell phones were replaced. Only a tiny fraction of those were recycled. Many end up tossed away at the bottom of peoples attics, or are simply thrown away. Did you know that each old cell phone is worth up to $70 (although on average this is closer to the $20 mark)? Cell phones are a multi-billion dollar business and that trend is growing on a global level – governments are beginning to offer incentives for those who are willing to recycle their phones and recycling companies are now setting up and offering a decent level of cash per phone that they receive. As an individual there are some very powerful ways of collecting hundreds of phones per week and selling these on for some monster profits. The start up costs are practically zero and this is a business you can operate from home.

(3) Importing Goods From India And China – If you want a very solid, profitable and enjoyable work-from-home business then this is it. Some of the most popular goods cost a fraction of the cost that they are available for in UK/USA/Europe – for example I regularly have access to top quality items from India that cost me 95% less per item than in the UK. One of the best things about importing for profits is that once you setup a product and find a supplier, you have secured an income stream that lasts, often, for years into the future. There are literally MILLIONS of products that can be imported profitably into your home country – finding suppliers is not very difficult and you can boost your income further by selling them on auction sites such as ebay. There are also other benefits when you operate an import/export business from home – you can write off travel expenses against profits and the set-up costs are actually very low. Get involved today.

(4) Reselling Works In The Public Domain – Have you heard of the public domain? Maybe. Did you know that there are literally millions of books, videos, plays, courses, music and more that exist within the public domain that you can legally take, brand as your own and sell to keep 100% of the profits? Did you know that there are online sites that actually GIVE you text documents of public domain works – you just download the document and you’re ready to repackage it into your own product. Not a lot of people know that Walt Disney created the Disney empire out of a story that he found on the public domain – it is simply a treasure trove of cash waiting to be discovered.

(5) Ebay – I know it is hardly „unknown“ but it really had to be mentioned – If you have not ventured into this incredible opportunity, you really ought to. Receiving over 1.5 billion page views a month and 9000 new customers everyday, ebay is a seller’s dream. No matter what you wish to sell, there is a buyer waiting for you on ebay. There are powersellers who are making $100,000 and more per year with ebay – and if they can do it the simple fact is so can you. Simple, addictive and fun you should setup your ebay income stream today.

So there you have it – five instant income streams that you can setup today to earn an immediate online income with little or no capital. Now that you know about them the next (and most important) step is to actually start (something that sadly 95% of the readers statistically will not do). Remember, that once you set-up a new income stream it will derive cash for you years (if not decades) into the future. Don’t be lazy – get started today!

Each of us most likely has at least one memory of nasty sunburn. Whether experienced personally, or by a close family member or friend, the symptoms are likely to include anything from red hot skin – either tender or painful to touch, to nausea, dehydration, blistering and flaking or peeling of the skin.

As anyone who has experienced bad sunburn will verify, the amount of time spent causing the sunburn, is largely disproportionate to the length of time that can be spent suffering the consequences of its effects. In this respect, and depending on the severity of burning, — pain and discomfort can persist for several days after the event, as the body works to heal and recover from the unprotected UV exposure.

Unless the symptoms are severe, (in which instance you may need to consider medical treatment), here are 5 simple home remedies that will cost you next to nothing, and which will assist in soothing the sting and pain of sunburn:

1. Cool baths: – Soaking in a cool * bath is one of the best ways to draw heat from the skin and soothe the pain and discomfort of sunburn. (Avoid ‘cold’ as this can cause the body to go into shock.) Here are some additional things to add to your baths for further relief:

a. Add 10 drops of so of essential oil (chamomile or lavender) to the bath. Soak for 15 minutes or until relief is felt.

b. Adding baking soda (or oatmeal) to a lukewarm bath can also relieve sunburn pain. For this treatment to work best, try to make sure that all affected areas are submerged. Bath water can be poured over your body using your hands or a soft washcloth. Burned facial areas can be gently dabbed using the cloth, or alternately you can splash water directly onto your face. After soaking, lightly pat the skin dry with a soft towel (preferably cotton). If you’ve take an oatmeal bath, let the light coating of oatmeal that clings to your skin remain.

c. Adding vinegar to the bath water will help in taking the sting out of sunburn.

2. Rubbing alcohol: – Because it evaporates so quickly, dabbing on rubbing alcohol will quickly cool and ease the pain of sunburned skin.

3. Vinegar: – Vinegar is an effective and cooling treatment for sunburn. Soak towels with it, and apply to the burned areas. Alternately you can fill a spray bottle and spray it directly on the skin as needed.

4. Egg Whites: – If your burn is painfully hot, separating the white from the yolk of an egg, and then spreading the white over the affected area will help to cool the burning instantly. This can be repeated as often as needed.

5. Potatoes: – Potatoes can also be used to relieve the pain of sunburn. Take 2 potatoes and wash them well. Cut them into tiny chunks and place in a blender to liquefy. (If the result appears too dry, add some water). Pat the affected areas with potato juice. Wait until dry, and then rinse off in a cool shower or bath.

Remember that as well as causing varying degrees of discomfort and pain, repeated sun exposure and sunburn also accelerates the aging process and can increase the risk of cataracts and skin cancer. Prevention therefore should also always be considered more preferable than treatment!

DISCLAIMER: These are home remedy tips only, and should not replace your regular health care provider. If in doubt at any time in relation to your sunburn, please seek the appropriate health care assistance.

There are two type of people in the world. Those who see the glass half empty and those who see it half full. This experience was heightened for me when I had lunch with an old colleague from work and he began to complain about how only rich people could start a business. I thought he was joking.

As I sat and listened he ranted for almost ten minutes giving all the reasons he could not start his own business and get out of the rat race. He talked about the high cost of start ups,
franchising and real estate development. When he finally came up for air I decided to ask simply ask him one question. Mark, “Have you every asked yourself what kind of low cost businesses with high profit margins are out there?”

He looked like he had been run over by a truck. I went on to say, “You are just asking the wrong question.” He sat for a minute and said, “Ok, if you’re so smart give me some ideas.” I said, “Great. Oh and by the way let’s make it fun and focus on the ones you can work from home in your pajamas.”

Here are the 5 low cost high profit businesses I shared with Mark.

1. Internet Marketing: Do you have a computer in your home? If so you could be sitting on a gold mine. People use the internet to do all types of things. From a multimillion dollar wire jewelry making enterprise to a young kid from Long Beach California who created his empire teaching people how to play music by ear. Everyday people are getting on the internet and pursuing their own dot com fortune.

2. Tele-seminars: If you not a very technical person one of the
best strategies is tele-seminars. With simply a telephone and a
conference call line for your guest to call in on you can offer
a class or seminar. You can either use it as a lead generator or you can sell your product or service from the seminar itself. An additional product can come from recording the class. Once you record the class it can become an instant product you can create passive income from.

3. Joint Ventures: If you like the idea of not needing a product or money of your own than the idea of joint venturing could be for you. This business is simply the art of the deal. You are paid in direct proportion to your ability to bring together two parties who would not otherwise know each other outside of your introduction.

For example if you combine company A’s products, knowledge,
resources and partner it with company B’s client list you get to share in the profits. And it would not cost you one cent.

4. Affiliate Marketing: What if someone else did most of the work but you got to share in the profit pie? Well, that is
what affiliate marketing is all about. There are thousands of
products ranging from digital down loads, books,seminars not to
mention hard products like computers, cell phones and other
techie stuff. Your job is to find the products that your market is interested in and when you sell something you get a percentage of the sale. You can do this without having any inventory or the overhead of a traditional business.

5. Information Products: This is one of the most highly lucrative low cost businesses you can get into. If you have specialized knowledge or can do you can research and reporton it you can create products that are highly profitable. For example, one of the fastest ways to success is to interview experts in a high demand niche market.

Once you have interviewed these experts you can take the information and create several different products from the one interview. Some of the things you can do is sell the recording itself, sell the transcript of the call, use some of the content create an e-book or report or take several of the interviews and put them together for an expert tape series.

6. Network Marketing/MLM: I have always been a fan of network
marketing because the business model is as much about self
development as it is building a business. The premise is you find a company that you are passionate about the product, has a proven system and strong team leadership. Most of these companies are low cost of entry. And you build your empire leveraging the efforts of many.

Some people incorrectly believe you are going to get rich off the back of someone else. Not true. The very core of network marketing is built on the fact that you get paid in direct proportion of your ability to recruit, train, inspire, support and lead a voluntary group of people. For those who can do this the rewards are great.

7. EBay: I was recently introduced to the EBay craze by someone
who in the beginning had no money so he decided to sell a tape set a friend had created. This product was a compilation of interviews with successful entrepreneurs. Their first sale was $37.00 and they went on to build multi-million dollar empire. EBay is one of the quickest ways to get to a profit. You can take things that you have in your garage today and sell them on EBay tomorrow. Remember one mans junk is another mans treasure.

At the end of the lunch something interesting happened. My friend Mark was starting to see the glass half full. How about you? Are you looking for a business you can start without breaking the bank? The above five businesses are just a few ideas to jump start your thought process. However, make no mistake you can start a low cost high profit business and enjoy it while lounging in your pajamas.

Kids need to be kids and enjoy their time as children. But, at the same time, as they get older, they also need to learn to make money and function in our society as responsible adults.

Oftentimes, they get a job at a Burger Joint, where they learn how to listen to a boss, and how to work with others, but then they may also have to give up some extracurricular activities, study time and time with family. Not terrible things, but enough of a challenge that many families are helping their kids start their own businesses.

Why? Let’s compare the lessons your kid is learning working at a burger joint verses starting a business.

1. Responsibility.

Burger Joint: Yes, it teaches responsibility. You need to show up for work and do a good job or your boss and co-workers will get mad at you.

Entrepreneur: Teaches you responsibility as well. You need to work hard or you won’t get paid.

2. The Value of a Dollar

Burger Joint: You learn that time is money.

Entrepreneur: You learn that creativity, ownership of responsibility and hard work is money.

3. How to Market Yourself

Burger Joint: Teaches you how to fill out an application and go on an interview to market yourself. You do this once and then you’re done.

Entrepreneur: You have to market yourself and your business on an ongoing basis if you want to make any money.

4. Customer Service

Burger Joint: Service with a smile or your boss may reprimand you.

Entrepreneur: Service with a smile or you don’t get repeat business and your income drops.

5. Banking Skills

Burger Joint: You learn how to collect a paycheck and how to deposit it into the bank.

Entrepreneur: You learn how to budget for advertising costs, taxes, and expenses and weigh them against your profits. You learn to deposit your income into the bank and write checks to cover expenses. You learn how business works.

As you can see, both options have benefits. As for which option you’ll choose? That’s up to you and your child.

Have you ever been in moment where you realized that your perception of something would never be the same? Well that’s exactly what happened to me when I attended BB Kings Restaurant to hang out and listen to a violinist for an upcoming CD release.

Much to my surprise I walked away with 5 lessons that I could use to take my home based business to the next level. Within moments of world renowned jazz violinist Karen Briggs (formerly with Yani) taking the stage the quote from Tony Buzan rang my head.

„Whatever your discipline, become a student of excellence in all things. Take every opportunity to observe people who manifest the qualities of mastery.“

Here are lessons I walked away with that you can use to
successfully create a business you can work from home.

1. Change an idea or business by 10% and you can be a leader in what you do. Ms. Briggs is not the only violinist but she is one the first to become known as a „Jazz Violinist.“ She took traditional classical music and put a jazz twist on it and made it her own. She created a fortune by doing so. You can do the same thing. Find a work at home business you love, add your unique slant and become an expert.

2. Give your customers more than you can expect and you will create raving fans. We were told the concert would go 90 minutes. However, when Ms. Briggs surprised us with an additional 45 minute jam session it blew everyone away. When you under promise and over deliver you will create screaming fans that will tell others about your business. The ultimate form of flattery is a referral. (By the way, I highly recommend you see
her).

3. When you are operating in your unique gift it will appear effortless to others. Ms. Briggs was one with her instrument. As a former violinist myself, I know first hand that it is not an easy instrument to master if you don’t have the aptitude or attitude. However, when the talent or gift is innate your presentation appears organic and effortless to others.

Most people spend their life looking for the „magic bullet“ to create wealth. And the truth is if you were to look at the gifts and talents you have, your million dollar idea is innately a part of you. If you are not sure what it is think about what are the things you do that appear easy for you and difficult for others. Your unique talent harnessed with discipline and commitment will be unstoppable. Unleash your talents and discover how to turn it into a profitable work at home opportunity.

4. When you are a master at your craft people will pay for it and you can name your price. Being an expert in business is much like a top paid artist. When you have specialized knowledge or a skill people are willing to pay a higher price to have access to it.

5. Surround yourself with talented and supportive people and you all can go to a higher level of success. Ms. Briggs had a band around her and with their support her talents were showcased even more. No one creates success by themselves. Make sure you have people around you who support you in your business. Consider a Mastermind Group.

If you are starting or currently building a home based business
take one or all of these lessons, implement them in your business and watch it grow. I am always amazed how lessons about
being successful are always around us if our mind is open and
our ears in tune. These lessons if implemented will sound like
music to your ears.

While a lot of guys may not be so quick to admit it, I have been dumped by a lot of women over the years. Perhaps you have, too; maybe not. Either way, I’m a firm believer in learning from the mistakes of other people. With that in mind, I’d like to share some things that I have learned from the women who have dumped me, in the hopes that it will help your relationship go more smoothly.

Lesson #1: Share and share alike. What this means is that each person is likely to blame the other for the break up. But the truth is that you both contributed to the break up in some way. By taking an honest look at what went wrong, and your role in it, you can make a conscious effort to avoid making the same mistakes in the future.

Lesson #2: Women still need their space. As a guy it may seem that women always like to snuggle and cuddle and that they are always around. But they still need some time alone. To make things worse, a lot of guys can be possessive and try to know what their partner is up to at all times. And if you have had a woman that was unfaithful in the past, then this tendency is even stronger. While that may be the case, by doing this you are showing distrust, and no relationship can survive in that kind of atmosphere. So, even though it can be hard, do your best to let your girlfriend do the things she likes to do, and don’t feel that you always have to give her the third degree about what she’s doing.

Lesson #3: Time heals. The first few days after a break up are the absolute worst. After that, you will start to come to terms with what happened. Sure, there will emotional ups and downs, but it will get easier as time goes on. If it doesn’t, then it may be a good idea to see a qualified counselor to help you. You can also use this pain in the future by reminding yourself it’s easier to work on the tough problems while you are in the relationship than it is to suffer through a break up.

Lesson #4: Accept the facts. When first starting a relationship, you may feel as though you have found your soulmate. You were even imagining a wonderful future together, and may have even talked about it. But, over time, things start to go downhill. You start to wonder what you ever saw in her, and she probably feels the same way about you. Then you break up. Now you don’t just feel bad about splitting up, you also feel bad about missing out on the future you imagined. However, remember that it’s better to end things now if it really wasn’t meant to be.

Lesson #5: Happiness isn’t an accident. To put it another way: Relationships take work. You can’t just let stuff happen to you, you have to take responsibility for making it what you want it to be. This may be the most important lesson of all.

Koozies are sheaths designed to insulate a can or stubby bottle. The insulation helps keep the cold beverage from warming due to body heat or ambient temperature. Koozies also prevent condensation from forming. Today, koozies are usually made of neoprene, but other materials such as leather and cloth can be used. While koozies can be used on most standard size cans and stubby bottles, they are most often used on beer cans and stubby beer bottles. People that love beer really love their beer, so having a koozie can be very important and having a cool custom koozie can be even better. Customized koozies have become very popular gifts, party favors, wedding favors, and promotional items. Koozies are cheap to produce, so having a custom koozie made can be very inexpensive. Let’s consider some various koozie designs you may want to use as gifts or promotional items.

If you are going to be throwing a party and would like to have some custom koozies made as party favors, you can have the koozie design relate to the theme of the party. For example, let’s assume you are hosting a Halloween party and you have your costume in advance. You can have a custom koozie made with you in your costume printed on it. Your friends will always remember that party whenever they use the koozie to keep their beer cold. In the picture you use for the koozie, you may want to be holding a beer in a koozie or be doing something otherwise humorous.

If you are involved in the planning of a wedding, you can have custom koozies made as wedding favors that help people remember that special day. If the wedding cake is made in advance, you can have a picture of the wedding cake printed onto koozies. Guests will think it is very unique and creative to have the actual wedding cake on the koozie that are using at the reception. If you cannot get a picture of the wedding cake in time, you can use a picture of the couple, or maybe a humorous picture of their parents mock fighting.

If you have a friend of family member that loves beer, you may want to make them a custom koozie that says „keep your hands off“ or „property of ______“ and have their name printed on it. You can even include a picture of them on the koozie so that everyone who sees it knows exactly who the beer belongs to.

If you know someone that has a strong dislike for the taste of beer, you can play a joke on them by having a koozie made that makes the can appear to be something else. You can have a generic term like „Grape Soda“ printed on the koozie with some grape-related artwork to make the can appear like it has grape soda in it. Of course the cozy should be of a tall design to help mask the can. Offer them some grape soda and watch their reaction.

If you don’t mind doing a little scissor work yourself, you can make a very unique koozie by having a picture or design printed on it, and then cutting the top of the koozie to shape. For example, you can take a picture of a picket fence and have it printed on a koozie, and then cut along the top of the fence in the picture and produce a koozie with a unique shape.

If you’ve got an itch on your foot that you can’t help scratching, then you might have a dreaded case of athlete’s foot. But there’s no need to worry because here are five ways that you can treat yourself—no doctor and no prescriptions needed.

Head over to the store

Your best cure for athlete’s foot might be available at your local grocery mart or drug store. Look for creams and ointments that contain clotrimazole or miconazole as their active ingredient. These are topical creams that can be directly applied to the feet.

All you need to do is reapply the cream after you shower to clean, dry feet and then cover with a pair of cotton socks. The cream should be reapplied two to three times a day after that for about two to three weeks.

Going the natural route

Another great way to treat athlete’s foot is similar to the store method, but with a more natural oil. Tea tree oil is known for its antifungal properties and works to destroy the fungus on the feet.

You’ll need to start with clean and dry feet and then apply the oil to the affected areas. You can do this several times a day for as long as it takes to cure the symptoms.

And it makes your feet smell great.

Cures from the kitchen

When you want to get rid of your athlete’s foot, you may just have to open up a few cupboards. Both baking soda and vinegar have been shown to help with treating this fungal condition—though not at the same time.

For the baking soda, you can soak the feet in a mixture of the powder and warm water. And if you have apple cider vinegar around, use that instead of the baking soda.

Getting your feet clean of fungus

Some will tell you that soaking your feet in bleach is also a good alternative for treating athlete’s foot. However, this has to be done carefully or you might injure your feet. You should only use two tablespoons of regular laundry bleach in a gallon of warm water.

Soak your feet for ten minutes and you can see results within a week’s time.

Scaring away the itchiness and redness

And while garlic is great for vampires, it’s even better for athlete’s foot. This is because the antibiotic ingredients in the garlic help to cure the infection. Just rub a clove of garlic (one that’s been cut in half) over the affected area a few times per day.

But with all of these ways of treating athlete’s foot, the best advice is to avoid getting it in the first place. Make sure that your feet are kept dry and avoid walking on your bare feet in conditions that are likely to harbor the fungus—public showers and shoe stores where you try on the shoes without a barrier.

And of course, good hygiene will always keep your feet clean and happy, and hopefully free from itching.

Being wait-listed is tough, and you need the right set of keys to open the door to your dream program. The truth is that even with these keys, it’s still not guaranteed that the lock will work. But this keychain has the critical pieces of metal you’ll need to turn that lock.
First, a word of introduction: Realize that receiving a wait-list letter means you qualify for admission. You pass. You are probably on the wait-list (and not admitted) because they have already admitted applicants with your profile and want diversity in the class. Or they find your qualifications impressive, but find someone else’s even more so.
Now let’s examine that keychain.
Key 1: Read the letter for any hints of deficiency in your profile and attempt to improve that element in your profile.
Key 2: Give them more reasons to admit you. If the school encouraged contact, inform it of new achievements, initiatives, promotions, and developments in your life. This suggestion implies developing a proactive campaign for contact roughly every 2-3 weeks. The exact particulars will vary depending on your school, specialty, and exactly when you are put on the wait list, but it can include letters, additional visit(s) to the school, an offer to interview, letters of support from others, and occasional phone calls.
Letters should be 1-2 pages. For tips on the letters‘ content, please see „Wait-list Purgatory.“
Key 3: Reinforce the idea of a fit between you and the school. Demonstrate how a visit confirmed and deepened your interest in the program. Show how recent activities reveal that your values and the school’s are a match made in heaven.
Key 4: Enlist your fan club. Seek additional letters of recommendation from supervisors on and off the job and professors (if applying to an academic program). Current students and recent alumni who know you can also write letters of support and emphasize your fit with the program.
Key 5: Ask if there is anything you can do to improve your candidacy. There usually isn’t, but if there is you want to know about it and do it. If you have already demonstrated improvement in that aspect of your profile, let them know how you have improved since you applied.
It is much harder to wave the flag when the school doesn’t want contact. But even in these cases, you can be proactive, just more indirect. If feasible, visit the school and take a tour. If you know alumni or faculty members, ask them to put in a good word for you at the school. You can’t be responsible if your fan club thinks you belong at School X and wants to inform the admissions committee. You will have to be a little more indirect, but you still want someone to show fit and that „new and improved“ you. For must-have information on the wait-list process, read „Nine Mistakes You Don’t Want to Make on an MBA Waitlist.“ ‚Editors are available to help you evaluate your application, advise you on your wait-list strategy, and edit wait-list letters. For more information, please visit our catalog.

Treating people with respect wins trust and develops lasting relationships. Here’s what to do.

1) Be on time. In fact, arrive early for appointments and meetings. Plan time milestones in your daily schedule that tell you when to begin transferring to an appointment. That is, note when you will stop working on a task, begin collecting resource materials, and start traveling. Allow time for delays in travel, especially if driving. Consider: The fastest way to destroy people’s trust in you is to waste their time.

2) Communicate with others. Answer your phone and return phone calls. Listen carefully and completely when people talk to you. Show an interest in others before telling about yourself. When making phone calls devote all of your attention to what the other person is saying (instead of time sharing with other tasks, such as checking e-mail or playing computer games). Phone others only when you can devote full attention to what the other person is saying. Consider: ignoring people is rude and unprofessional.

3) Plan projects. For example, always prepare an agenda for meetings. Contact key participants before the meeting to hear their views, solicit suggestions for agenda items, and coach them on how to prepare for the meeting. Send agendas far enough before the meeting so that people have time to prepare. Consider: Bad meetings demonstrate an inability to provide leadership.

4) Be courteous. Find the good in everyone. Compliment others. Avoid starting or listening to gossip. Never ridicule, insult, or make fun of other people. Use positive words, always speaking about what you want and how you want things to be. Avoid suggesting motives or assigning judgments for other people’s actions and views. Consider: Discourtesy damages all relationships.

5) Help others. Be a mentor for newcomers. Share ideas. Teach people skills that will help them excel. Work with a spirit of abundance. Seek win/win results. Let others speak first, even on issues where you are an expert. Give first without attaching a receipt for return favors. Consider: Selfish people end up working harder.

Everyone hates to fail but what most people don’t realize is that failing is part of success. Anyone who has ever succeeded has failed many times. So, how do you overcome failure?

Here are 5 keys to overcoming failure.

1. Learn from your mistakes and failures.

How did you learn to ride a bike? The short answer: you fell off 100 times. Every time you make a mistake or fail, learn as much as you can from it so that you are better prepared next time.

Action Step: Write down the top five things that you learned from your last mistake or failure.

2. Don’t dwell on it.

Now that you have learned something from your mistake, move on. Don’t dwell on your past. You can’t tell where you are going if you are looking backwards. Also, dwelling on your past failures will keep you in prison right where you are.

Action Step: Read what you have written down in Key 1 (The 5 Things You Learned).

3. Don’t be afraid to try again.

Don’t let the fear from your last failure stop you from reaching your greatness, goal, dream, or potential. Just like learning to ride that bike, you didn’t fall once or twice and then give up.

Action Step: Take what you have learned and try it again now that you are better prepared.

4. Surround yourself with positive people.

No matter what it is that you are trying to achieve, surround yourself with successful people that have done what you want to do. One of the best ways to overcome failure is to learn how other people just like you overcame failure. This will not only encourage you but give you the proof that it can be done.

Action Step: Find a person or a group of people who are successful and get around them as soon as possible.

5. Realize that failure is part of the learning curve.

Failure and mistakes aren’t fun but they are what help us learn to be great at whatever it is we are trying to achieve. “There are no secrets to success. It is the result of preparation, hard work, and learning from failure.” – Colin Powell

Action Step: Think back to a time where you succeeded. Then think how many times you failed or made mistakes to get to that success.

Now that you have the 5 Keys to Overcoming Failure, go out there and just do it! You have a seed of greatness on the inside of you. Don’t let anyone or anything stop you from reaching your full potential in life.

Between diminishing factory orders and increasing labor and energy costs, companies that use plate metal in their fabricating processes are finding their profit margins increasingly pinched.

Yet, manufacturers must still invest in new production equipment — whether to replace obsolete equipment or to take advantage of new business opportunities — in order to remain competitive.

Manufacturers must make careful assessments when evaluating the addition of new plate-rolling equipment. Debt capital is still available to purchase new machinery, but paying back the loan will not yield a satisfactory return on investment unless the equipment adds value to the production. Unfortunately, many buyers end up purchasing equipment that lacks the capability and flexibility to meet production volumes and tolerances, simply because they don’t understand all available options and considerations.

In an effort to help manufacturers optimize plate rolling operations, 5 key considerations are offered in order to choose a proper plate bending machine.

1. Factor in the properties of the material to be rolled

Even though drawings call for a plate to be rolled down to the same dimensions, a tougher material will require a much higher-rated rolling machine. In absence of such considerations, defects will result and the manufacturer will end up with excessive scrap.

Today’s steel is much stronger and requires more strength to bend. Thanks to detailed classifications by the American Society of Mechanical Engineers, countless varieties of steel abound: A36, A516 grade 70, Hardox 400/500 series and AR 200/300 series, for example. And these different steels require varying pressures to roll.

A metal’s temper and yield strength must be matched with the customer’s application to correctly determine the specifications of the plate roller. This is especially important since steel characteristics have changed drastically over the past couple of decades. What was once known as mild steel no longer exists.

2. Work with an equipment dealer that is willing to discuss your specific plate-rolling needs

Customers must know the correct questions to ask, in order to get the correct answers. Each manufacturer faces unique challenges, and through systematic querying an astute sales representative can determine exactly what equipment will work best for their process.

Manufacturers must also carefully consider whether they wish to roll conical or parabolic shapes to take advantage of a broader market. Hydraulically operated four-roll machines are ideal for this type of work by eliminating surface scarring, thereby decreasing the need for grinding the lamination (bullnosing) on the minor diameter edge of a cone.

Accurate conical rolling is further achieved through features such as torsion bar parallelism, as opposed to electronic systems or proportional value systems that merely maintain a theoretical balance. Finite parallelism allows the machine to be adjusted to its full conical tilt and back to parallel in only five seconds.

Customers need to discuss issues such as inside diameters, material type, tolerances and the desired shape of the finished product. As an example, some products, such as those found in the pressure vessel industry, demand a maximum of 1 percent out-of-round on their diameters or they are considered defective. By using an underpowered plate roller, too much of a barrel effect can render such a product useless and quickly erase any potential profit margin.

Matching plate-rolling equipment to the specific needs of a manufacturer requires attention to detail. It is imperative that the dealer you work with is willing to sit down with you and discuss the specific needs of your business. There are many issues that need to be addressed, many of which a purchasing manager may not initially foresee.

3. Stay within ideal operating parameters of the machine

It is recommended that manufactures identify what material and what thickness represent their highest volume of work. Then (a company) can deliver a machine that will camber to that specification, thus conserving valuable production hours and eliminating large amounts of scrap.

Quality rolling machines are usually cambered at 50 percent of the full-rated value of the machine. Hence, a 1-inch machine is cambered to roll 1/2-inch plate at a nearly perfect edge.

Disregarding this important fact can result in out-of-spec product that the customer will not accept. Problems most commonly arise when rollers attempt to push the upper limits of their plate roll. If 5/8-inch plate is rolled through a 1-inch-rated machine, a small degree of barrel effect will likely occur. This may or may not be an acceptable margin for error.

However, when plate thickness approaches the upper end of a machine’s rating, then severe defects can occur. Unless corrected with a shim, it will not be sellable. Conversely, when very thin material is rolled through a machine rated for very thick plate, the finished product may come out tighter in the center than at the ends. Again, time consuming shimming is necessitated to correct for this „hourglass“ effect.

4. Carefully consider bending diameters

The tighter the diameter, the more bend pressure required. For instances where thick material must be rolled into tight inside diameters (ID), the diameter of the top roll and the layout of the machine can make the difference between a product whose cylindrical edges meet and one that won’t close.

As a rule of thumb, most machines can roll plate at 1 1/2 times the upper roll diameter. Hence, given a 10-inch-diameter top roll, inside diameters as tight as 15 inches can be obtained. However, new machines that incorporate planetary guides are able to keep approximately 50 percent more area of the plate under bend-pressure during the rolling operation, thereby achieving ratios of 1.1 times the upper roll diameter. This creates a 30 percent advantage on tight diameters.

All machines achieve precise measurements at 50 percent of the full-rated value. Therefore, given a 1.1 roll geometry, a 3/8-inch machine with a 10-inch top roller can consistently roll 3/16-inch plate to 11-inch ID without any barrel defect.

5. Incorporate both side and vertical supports to prevent unwanted bends

Adequate support requires both side and vertical roller-supports, as designed by the manufacturer of the plate-rolling machine. Once employed, plate rolling becomes a one-man job instead of two. This frees up valuable manpower that can be re-routed to other jobs.

When rolling a cylinder, once the inside diameter is more than 200 times greater than the thickness of the material, the weight of the material becomes sufficient to bend the cylinder as it exits the top roll and gets further away from the machine. Without proper support, unwanted radii result.

Purchasing a machine with both side and vertical roller supports easily solves this problem.Some manufacturers attempt to skimp on this ancillary equipment by resorting to „makeshift“ support such as a forklift or overhead crane. However, this shortcut ties up the use of equipment that can best be utilized elsewhere. Because it cannot adequately support the material, unforeseen bends can still appear.

Spring has sprung. The birds are singing as they busily build nests and do their mating dances. Yeah, it won’t be long before the flowers bloom, and grass starts growing. You know what that means…grass needs mowing. When you parked the riding mower last fall, you knew that it would be a miracle if you could get it through another summer. You’re going to need to replace old „Betsy“ sooner or later, and start thinking about the features you want the next mower to have.

Well, you haven’t tried starting the old mower, but hey, it’s raining cats and dogs outside. With nothing better to do, you head for the mall and find yourself among a line of shiny lawn mowers with a wide variety of prices and features. What are the advantages of each one compared to the difference in costs?

Yep, not every customer that walks through your door is ready to make a purchase. Maybe they’re still in the „thinking about it“ stage. Yeah, when you think long enough, you usually talk yourself into doing it. That’s why it’s important to treat every customer’s question with respect. You never know when a properly answered question will lead to a sale.

Here are some tips to keep in mind for effectively answering customer questions:

1. A Question is the Sign of a Potential Sale.
Yeah, if a customer is taking the time to look you up and ask questions, you’re dealing with a high level of interest. Don’t take it lightly. A prompt and quick response laced with the added benefits of the product will go a long way toward closing a sale.

2. Make it Easy to Ask A Question.
There’s nothing more frustration than having a simple question and having to move heaven and earth to get an answer. Make it easy for your customers to ask questions. Make your website question friendly and include a phone number with all of your sales material.

3. Organize – Set up a Frequently Asked Question File
What questions have you emailed answers to sixteen times this week? Keep a file with those repeat questions. You’ll be able to copy and paste the answers into responses. Hey, your customer will be happy and you can spend time doing something else. Everyone wins!

4. Get Back – Quickly
How many times have you shopped around while waiting for someone to get back to you? Yeah, it’s easier than ever on the web. Customer attention spans are ever shortening with the vast global competition at their fingertips. Don’t dilly dally – get back to them pronto!

5. Make Every Question a Sales Opportunity
When someone asks you a question, you’ve got their attention! They’re waiting for an answer that is important to them. Yeah, it’s the perfect opportunity to expand your response to include benefits of the purchase.

Questioning customers wear a badge that says, „Buyer on Board!“ Read it and pay attention. Often a little nudge will mean a sale to tally at the day’s end. Think of it like this…learning to effectively answer customer questions is a low-cost and effective way to boost your profits this year!

1) Identify Your Essential Competencies and Performance Metrics

If I asked you to list all the essential competencies that YOU are in control of – the ones that are absolutely critical for you to be successful in your sales position…could you do it?

For example…

Essential Competency or not?

“ Converting conversations to appointments? (yes it is)
“ What about filling out paperwork? No! (That’s a related task)
“ What about closing ratio? (Sure it is.)
“ Degree of success in turning a first appointment into an opportunity? (absolutely)

Get the picture?

Now, if you truly want to adopt a self-management system that will work FOR you – not against you, you first have to „access“ what is an essential competency and what’s merely a related competency.

To do this, sit down and list any sales metrics and performance numbers inter-related to your competency numbers and your desired revenue results. (Hint: „Sales Cycle“ and „Average Revenue“ per sale are two.)

2) Diagnose Your Business on a Single Sheet of Paper

If I ran into you on a train or in an elevator, would you be prepared to tell me what you do (and how it benefits me or those I know) – in under 1 minute…

That’s called your 30-second commercial. Most people don’t have one, yet everybody needs one.

One way to understand more of the obvious benefits your products and services bring to the table is to start to view and diagnose your business more scientifically. You will also see how the numbers work and which areas are most important to your short and long-term success.

Ask yourself…What happens if your closing ratio reduces by 30% and your average revenue per sale increases by $2500? How does that affect your desired results?

Write your competency measurements and sales metrics on a sheet of paper. Calculate ratios in line with competencies and average numbers in line with your sales metrics. Assign your revenue object or quota. Play with the numbers and ratios to see how they are inter-related and how they affect each other.

3) Calculate your ‚Magic Number‘

„Not setting enough new appointments on a routine basis“ is like a malignant cancerous growth slowly eating away at the heart of most sales organizations – – Jeff Hardesty.

The reason for this is because most of us do not identify how many new appointments are needed on a weekly basis based on individual competency numbers and performance metrics.

That’s like diagnosing with blindfolds on.

Every one is different; we all have a ‚Magic Number‘. And it’s personal to only you. If you routinely achieve it, you will routinely meet your desired results. Since it is a dynamic number that changes from week to week, it’s important to understand how it is inter-related with other competency ratios, performance metrics and desired revenue results.

It’s important to include your ‚Magic Number‘ in your self-management system.

4) Train to the ‚Napkin Rule‘

The ‚Napkin Rule‘ simple means, putting aside all those sales automation systems for 30 days and keep track of your essential competency and performance metrics on a single napkin.

Compute updates daily. Store the napkin in your pocket. When the napkin fills up, transfer it to a legal pad to show month to date. Have nothing else on the legal pad except your essential competency ratios and sales performance metrics. After 30 business days, transpose the legal pad metrics to your favorite computer software spreadsheet, and track it for 90 days.

This simple but powerful „Napkin Rule“ will help you become the CEO of your business.

5) Run Your Numbers, Don’t Run after Quota

Concentrate on your numbers NOT your quota so you can diagnose performance trends before a revenue crisis. Then you have the power to institute strategies and tactics for immediate recovery.

Here’s why.

Reaching and exceeding sales quotas consistently has very little to do with product, pricing and competition. But it has everything to do with ‚Process‘.

Identify the core competencies that are necessary to be successful in your sales routine. Then train to Powerful Routines to increase your ratios of effectiveness. Document these meaningful business metrics and review them weekly. Build a simple but dynamic self-management system and outperform your peers and competition while assuring your revenue success.

1. Always use same swing pose every time you shift the ball from sand bunker.

Every time you have to shift the ball from the sand bunker, always use same swing pose, then adjust only the position of the ball, and also consider to adjust the weight of down swing whether it should be harder or lighter, in order to estimate the distance to the target. Unless you are in the really difficult situation such as the ball sinks into the sand , or in any circumstances that normal approaches could not be applied, then will use special techniques. Normally, the factor use to decide how deep the sand you should dig into is depends on individual experience in sand bunker shifting, but the basic approach is addressing openly , keep the putter floating a bit above the sand, then swing down to the same line where you are addressing. It is also useful to keep in mind that you should hit the ball on the left and slices from outside reach in and the power must come from the upper part of the body while your feet buried into the sand and do not be afraid to hit the sand.

2. Your swing must be smooth and continuous.

There are so many people who see a friend can drive far more than oneself , then try to follow his approach by trying to use as much power as they can , as a result , they won’t be able to control the ball’s direction. The one of important thing for golfer is to maintain equilibrium between the body and the swing and keep it stable. Up swing with gentleness , not fast and jerk, then transfer the weight to right leg, when down swing, transfer the weight down to your hip while your eyes still watch at the ball , and hit the ball to the desired direction. The most important thing is you must maintain your position the speed of the swing at the same level every time.

3. When shifting…the head must be still.

One important cause that affect to the changing direction of the ball is tottering head when shifting , which will change the balance of your body. Therefore, to do effective shifting you must keep your head still and stable throughout the process. the basic approach when doing shift is stand open, lay the ball close to the right leg, maintain the weight to the left leg, hold the grip in short figure and do the stroke like when you are putting. About which size of putter should be used is really depends on individual experience and expertise. You should get much training enough to decide which size of putter suit you the most.

4. When up swing, make sure that your left shoulder aligned with the right foot.

Address in correct posture when up swing will bring the most effective and powerful to the hit. You must always remember that when up swing turn left shoulder to align with the right leg. This pose will draw the power from muscles between the shoulder and the waist while full speed of the swing being generated. The enough and proper training will develop you swing very quickly.

5. Find the focal point where the putter hit the ball.

The technique that many pros use to find the proper focus to hit the ball is to keep putter a bit away from the ball and leave the small gap between the ball and the putter. This gap will allow you to know where the putter will hit the ball, as a result, you can decide the right focus.

Are you a woman business owner struggling with the juggling? You’re committed to running a successful business while also needing to manage your family life. It can begin to feel like one long marathon, day after day. It can be absolutely exhausting! Bet you’re ready to take a new approach. Are you ready to juggle work and family with ease?

Most women feel that one often overshadows the other (depending on the day and the deadline) and never seem to come to a place where they are comfortably managing both work and family. In this article you’ll find five key strategies to be an expert juggler. You can run a successful, profitable business that makes a difference in the world while also creating a loving, joyful family life that thrives. Let’s look at five powerful strategies:

1. Articulate “Who You Want to Be” Each Day

It’s important to articulate who you want to be (i.e. calm, patient, kind, loving) each day so you can frame your actions and words within that context. If you want to be more patient, for example, allow yourself to bring patience into every interaction in your business as well as into your communications with your family. By seamlessly integrating “who” you are in each environment, you’ll begin to feel better and experience more ease.

2. Clarify Your Work and Family Vision

With a clear vision, you can take clear action as you juggle your activities throughout the day. Begin by writing down your top three business goals and your top three family goals (they may be weekly, monthly or even annual). Give yourself time to clearly articulate your vision and create an action plan. Without this vision, you may feel as if you are running a race that has no end.

3. Know Your “High Impact Activities”

Review your vision and identify the high-impact activities for yourself (i.e. those actions that will bring the greatest results and place you closer to your goals). When you determine these, you gain a greater level of discernment about how to spend your time and energy. You can then “outsource” or eliminate the things that won’t produce results that are consistent with your vision(s).

4. Identify the Top Three Things to Complete Each Day

Choose the top three things you want to fully complete each day. Most people feel stress as they juggle work and family because so many things are incomplete. I want to challenge you to pick three juicy actions every day for both your business and family (six total) and complete them with vigor! When you do, you’ll feel a deep sense of ease and satisfaction.

5. Enlist the Help of Others (Colleagues, Assistants and Family)

Women often tend to feel they must complete everything on their own. It’s simply not realistic. Look for new ways to save time, money and energy by enlisting the help of others. It may be a friend, colleague or family member. A mentor once said to me, “When you tell someone where you are trying to go, they’ll help you get there.” Allow others to help you meet your goals. With this support, you’ll naturally create more ease for yourself.

Fiona, a gourmet foods entrepreneur in Australasia and the US, recently applied these powerful strategies during our 12-Week Work With Ease™ for Small Businesses program and was amazed at the results. She decided she was going to approach both her business and her family in a very different way. Within one month of establishing her “who to be,” vision and high-leverage activities, she was on the road to more ease. She felt clear, focused and ready to grow her business to the next level.

I wish you well as you begin to look for ways to juggle work and family with more ease. May you know joy, may you know peace and may you work with ease.

Who wouldn’t want to work from home? You can make your own hours, forget ever having to commute, and never have to answer to a boss. Plus, as a home based business owner, you have the potential to earn exponentially more than you ever will by punching a time clock.

Yet, there are so many home based business opportunities available that it’s often difficult to choose the one that is a good fit for you and that has the income potential that you need. To help you make your choice, here are five key elements to look for in a home based business.

1. Go with Network Marketing

While it’s true that not everyone succeeds at network marketing, the principles behind it are sound. After all, network marketing is essentially using and selling products through word of mouth. This approach allows you to reach out to an ever-growing number of people and reap the financial rewards of building your own downline. Because network marketing cuts out the middleman, your earning potential increases. In the process, you create the potential for residual income while enjoying low overhead and the opportunity to work when and where you want. Furthermore, when you take advantage of Internet-based network marketing, you are not bound by geographic boundaries; your customers and downline can reach global proportions.

2. Choose a Company that Offers Multiple Products

Every day, you use dozens of products. Some home based business opportunities focus on one product, while others focus on many. When you do the math, it’s easy to see why it’s preferable to choose a company that allows you to become a member and have access to a wide variety of products, as well as to sell those products.

3. Find Cutting Edge Products to Use and Sell

Few people need more candles, kitchenware, or knick-knacks. What they really need and want are information and mobile technology products, such as DSL, VOIP, and broadband. Baby boomers in particular are looking for values in discount shopping, travel, and professional services such as legal services and health services. Companies and entrepreneurs are always on the lookout for cutting edge business software, conference calling, SEO services, marketing products, and video production services.

4. Look for a Solid Compensation Plan

Compensation plans vary from company to company, so be sure to find one that gives you the greatest earning potential. A single paid matrix is an excellent approach, as is a 3 x 9 monthly matrix commission.

5. Gain Access to Business Building Tools

One of the premises of network marketing is that you don’t need to reinvent the wheel; the infrastructure for a successful business model already exists. When reviewing home based business opportunities, especially those that are Internet based, find one that allows you to grow your business through duplication, so that you can immediately get up and running. The company you work with should also have a support system that includes mechanisms to capture leads, create ads, and develop solid marketing strategies. Moreover, there should be a sense of community, camaraderie, and mutual support.

Launching your own home based business can not only lead you to a debt free life, but can also enable you to travel the path of true financial freedom.

Major Challenges To Securing A Business Acquisition Loan

Qualifying for a small business acquisition loan can be quite an ordeal to say the least.

If the business being sold is very profitable, the selling price will likely reflect a significant amount of goodwill which can be very difficult to finance.

If the business being sold is not making money, lenders can be difficult to find even if the underlying assets being acquired are worth substantially more than the purchase price.

Business acquisition loans, or change of control financing situations, can be extremely varied from case to case.

That being said, here are the major challenges you’ll typically have to overcome to secure a small business acquisition loan.

>>> Financing Goodwill

The definition of goodwill is the sale price minus the resale or liquidation value of business assets after any debts owing on the assets are paid off. It represents the future profit the business is expected to generate beyond the current value of the assets.

Most lenders have no interest in financing goodwill.

This effectively increases the amount of the down payment required to complete the sale and/or the acquisition of some financing from the vendor in the form of a vendor loan.

Vendor support and Vendor loans are a very common elements in the sale of a small business.

If they are not initially present in the conditions of sale, you may want to ask the vendor if they would consider providing support and financing.

There are some excellent reasons why asking the question could be well worth your time.

In order to receive the maximum possible sale price, which likely involves some amount of goodwill, the vendor will agree to finance part of the sale by allowing the buyer to pay a portion of the sale price over a defined period of time within a structured payment schedule.

The vendor may also offer transition assistance for a period of time to make sure the transition period is seamless.

The combination of support and financing by the vendor creates a positive vested interest whereby it is in the vendor’s best interest to help the buyer successfully transition all aspects of ownership and operations.

Failure to do so could result in the vendor not getting all the proceeds of sale in the future in the event the business were to suffer or fail under new ownership.

This is usually a very appealing aspect to potential lenders as the risk of loss due to transition is greatly reduced.

This speaks directly to the next financing challenge.

>>> Business Transition Risk

Will the new owner be able to run the business as well as the previous owner? Will the customers still do business with the new owner? Did the previous owner possess a specific skill set that will be difficult to replicate or replace? Will the key employees remain with the company after the sale?

A lender must be confident that the business can successfully continue at no worse than the current level of performance. There usually needs to be a buffer built into the financial projections for changeover lags that can occur.

At the same time, many buyers will purchase a business because they believe there is substantial growth available which they think they can take advantage of.

The key is convincing the lender of the growth potential and your ability to achieve superior results.

>>> Asset Sale Versus Share Sale

For tax purposes, many sellers want to sell the shares of their business.

However, by doing so, any outstanding and potential future liability related to the going concern business will fall at the feet of the buyer unless othewise indicated in the purchase and sale agreement.

Because potential business liability is a difficult thing to evaluate, there can be a higher perceived risk when considering a small business acquisition loan application related to a share purchase.

>>> Market Risk

Is the business in a growing, mature, or declining market segment? How does the business fit into the competitive dynamics of the market and will a change in control strengthen or weaken its competitive position?

A lender needs to be confident that the business can be successful for at least the period the business acquisition loan will be outstanding.

This is important for two reasons. First, a sustained cash flow will obviously allow a smoother process of repayment. Second, a strong going concern business has a higher probability of resale.

If an unforeseen event causes the owner to no longer be able to carry on the business, the lender will have confidence that the business can still generate enough profit from resale to retire the outstanding debt.

Localized markets are much easier for a lender or investor to assess than a business selling to a broader geographic reach. Area based lenders may also have some working knowledge of the particular business and how prominent it is in the local market.

>>> Personal Net Worth

Most business acquisition loans require the buyer to be able to invest at least a third of the total purchase price in cash with a remaining tangible net worth at least equal to the remaining value of the loan.

Statistics show that over leveraged companies are more prone to suffer financial duress and default on their business acquisition loan commitments.

The larger the amount of the business acquisition loan required, the more likely the probability of default.

„I don’t get it!…“

„I’ve a nice car. I’m accomplished. My A-List CV make the next guy look funky. I even wear the latest Armani! Why doesn’t she flip for me? Why am I always alone??“

STOP!

How many times did you pound the dashboard of your Corvette bewailing this persistent question?

The avenue to Romance is littered with roadkill hearts and unrequited love.If you think you’re unique in your loneliness, think again. There is enough dashboard pounding out there to start a global orchestra of dire distress.

But don’t despair. Before you spin out of control, deploy the airbags fast. These strategic maneuvers should cruise you back on track:

1) Dress to Kill – all the time: No I don’t intend that you wear $5000 suits to the grocers or the Rolex to walk the dog. What I want you to do is is to dress decently each time you hit the streets. Dab on some cologne. Be neatly shaven. Gentlemen, women are everywhere. If you dress with flash only at the bar or the party, you’re missing out on 95% of eligible women. Some of the best relationships were forged during chance encounters at the bus stop.

2) Bedroom Eyes – When exploring new relationships with that sexy stranger, intensify the eye contact. Lock deep into her pupils. Let the rest of the world disappear even as a horde of supermodels troop by. You will naturally thrill her with the attention as she experiences the tendrils of growing attraction. Ethnologists have a term for it, the copulatory gaze. Get your eyes even sexier by enlargening your pupils; Dr. Hess concluded that dilated pupils are far far more attractive to women. How does one get the pupils popping? Simply gaze at the most alluring parts of a woman’s face and fill your mind with loving caring thoughts. Your pupils naturally grow, endowing you with irresistible eyes.

3) Visual Caress – Get your eyes to do some facial travelling as you chat. Linger a bit on the nose, traipse across those lashes and rest upon the lips. Drink in her facial features as though you were admiring the Mona Lisa. She will delight in the attention!

4) Easter Eggs – Stumped at having nothing to say? Listen carefully for easter eggs as you talk. These are unusual words or phrases that she utters. Ask her to expound on it. Say „What’s the story behind that?“ or „How do you feel about that?“. Women love to be probed for their opinions and their feelings.Gently bring out her emotions with sensitive open-ended questions.

5) Keep it Adrenaline Charged – Men talk facts: stock figures, bill payments, and boring engine specs. Women are different. They delight in FEELINGS TALK: how the new dress takes them to 7th heaven, how that special meal got them all giddy with ecstasy, how their shopping expedition drains their deepest problems away. Leverage this by steering away from facts talk. Pick out emotionally charged subjects and ask her how she especially relates to them. You’ll be her new confidant!

I know what you’re thinking. It’s all common sense! That’s true, but ask yourself this: how many of you actually practice this? Be honest.

Get out there and be the man women loves. Use your common sense!

A kiss has been a symbol of love and passion for thousands of years, helping to bring two people together. With that being said, little has changed about the ways that we kiss one another. Many realize that they kiss their boyfriend the same way that they kissed them when they first met them. It is important for couples to switch things up a little bit, as it helps to keep the relationship fresh and new. Use these five interesting ways to kiss your boyfriend to help bring excitement and passion into your relationship.

After Some Ice

Couples are used to the warm feeling that they get when they kiss each other. Try to change this up a little bit by kissing your boyfriend after eating something cold. Ice, ice cream, and frozen drinks can help to chill your lips, giving your boyfriend a new and interesting sensation.

From Behind

The usual kiss comes from the front, as couples approach each other and tilt their heads for the kiss. One interesting way to change up your kissing habits is to approach your boyfriend from behind. Kiss him on the shoulder or the back of the neck; this new sensation is often seen as romantic and sexy.

Tease Him

Kissing can be an incredible way to tease your boyfriend. Kiss him passionately, and then back off. Kiss him a few times, and then kiss other areas of his body, before stopping. Your passionate kisses, and the sudden stop to them, will leave him begging for more.

Make it Taste Good

One of the easiest ways to surprise your boyfriend is to try out flavored chap sticks and lipsticks. Your boyfriend will get a taste as he kisses you, offering a new sensation to the usual action of the kiss.

Make it Passionate When it Usually Isn’t

One of the easiest ways for women to change things up is to do things in unexpected ways and unexpected places. Try to kiss your boyfriend passionately at times when you usually wouldn’t. If you are saying goodbye, pass on the simple peck on the cheek and go in for a passionate kiss. When your boyfriend comes up to give you a peck as you work at a home office or cook dinner, turn around and give him a passionate kiss. These random moments of passion are unexpected and exciting.

While your boyfriend may find some of these different kisses sexual and romantic, they may find others to be awkward and uncomfortable. You need to think about your boyfriend and his personality before you try out these different interesting ways to kiss your boyfriend. The perfect kiss can often be one of the most romantic things that you can do.

If you’re having trouble getting inspired, it may be simply your choice of verbs. Here are 5 action verbs that can help get you inspired and get you out of your rut.

We’ve all been stuck in that place where things just don’t seem to go forward. We have trouble getting motivated and our goals seem either out of reach, or too weak. In short, we are uninspired! Master motivator Tony Robbins tells us that it’s not that people are lazy, it’s that most people have weak, or as he puts it, impotent goals.

Some self improvement experts will tell you that you have to have a good attitude in order to improve your life. I would agree with that, but it’s not always that easy. It’s hard to set aggressive goals and get inspired to achieve them when your mindset is not right.

If your mind is not ready to embrace more exciting goals, then change will be at best, difficult. In fact, if you’re not ready for it, then it will be hard to conquer even small challenges. If you can’t take on small challenges, then it’s going to be impossible to change your life to the degree you’d ultimately like.

To that end, I recommend using action to inspire yourself and create change. In effect, we’re placing the cart before the horse here, and forcing our attitude to match our actions. If you shake things up by taking action first, you’ll get your mind ready to create and pursue more exciting goals.

Below are 5 inspiring action verbs that you can use to shake things up and get yourself mentally ready to take on new challenges. If you use these techniques, even in small ways, you will naturally find yourself on the road to change. Change leads to bigger and better goals. Bigger and better goals lead to accepting greater challenges… and so on, and so on.

1. Give – Give to a charity, an individual in need, or simply a friend or relative. You don’t have to give something expensive or big. Just a show of appreciation will do, such as a card or a flower. Why it works… giving is a very uplifting experience since it frees your mind from thinking that there is not enough in the world. Giving teaches you that there is plenty to go around, and it will cause you to attract more good things in your life.

2. Learn – Learn a new language or a new dance. Learn about something you know nothing about, or learn to play a song on the piano or guitar. Why it works… learning something new develops your nervous system and makes you think in ways you’ve never thought before.

3. Change – Change your routine, take a different route to work, change your usual clothing style, your hair style, or change what you normally eat. Why it works… change begets change. If you want a big change, start by making a small change.

4. Participate – Participate in community activities, a sports team, or join a club. Why it works… participation requires social interaction and creativity, both of which will stimulate and inspire.

5. Create – Create a piece of art, write a short story, make a bookshelf, or start a web site. Why it works… creating stimulates all those dormant forces that allow change to enter your life.

Each time you perform one of these inspiring actions, take several minutes to feel good about it. You want your attitude to catch up to your actions. Also make sure that you enjoy the process, knowing that what you are doing is good for you and those around you as well.

Sometimes, just the exercise of reviewing these action verbs will be inspiration enough to get you thinking of what you could do to change your life. I hope you enjoy using these inspiring action verbs to change your mental state and improve your life. I’m sure that now you can think of some on your own. Remember, though, nothing happens without taking action!

This article outlines the five most important conventions for writing and designing your webpages.

Your presentation is every bit as important as your content. The best content in the world won’t ever be read if the presentation is so bad that nobody stays long enough to read it. If you maximize your website usability, your visitors stay longer, read more, and you make more sales.

If the purpose of your web site is to educate your readers and/or lead them to a specific action, (like buying something) then you should seriously consider following these design and writing conventions…

1. Start Each Page With Your Most Important Content.
2. Use Meaningful Link Text to Provide Information.
3. Write Scannable Pages.
4. Use Simple Website Designs.
5. Use Clear, Consistent Website Navigation.

1. Start Each Page With Your Most Important Content.
People are impatient; they will scan your page quickly and leave as soon as they get bored. Put your best, most important content near the top of the page.

Design your layout so that nothing pushes your most important content down past the „page fold“. That is your „Prime Real Estate“ — don’t waste it. Large logos, unnecessary graphics, ambiguous headlines…. all these things are a waste of your must valuable space.

Begin each page with a summary or a short list of page contents. Be specific, and place the newest items at the top of the list or in a „What’s New“ section.

2. Use Meaningful Link Text to Provide Information.
Web surfers decide in seconds whether or not your page is worth reading. When you use bland, content-neutral words for your link text, you miss an important opportunity to provide information. (Also – visually impaired web users often instruct their computer to read the link text aloud, „Click here“ won’t help them.)

The words used in your anchor text should suggest what the reader will find when they click on the link, and help them decide to click or not.

* Bad: To learn about icebergs, click here.
* Better: Icebergs
* Best: Where icebergs come from.

You can make your links even more informative by following them with a blurb:

Blurbs: Short Previews of Web Pages
A „Blurb“ is a short paragraph that gives a preview of the page at the other end of a link. You are reading a blurb now. If a blurb helps a reader decide to click the link, then it works.

3. Write Scannable Pages.
Offline, books and magazine articles are designed for sequential reading: You start at the beginning and read to the end.

Online text is not necessarily sequential – it relies upon smaller chunks of text, which the reader often does not read in order. So each page of your website must make sense to a visitor who did not see the preceding page, or just arrived from a search engine.

Meaningful, informative headers & subheadings, bulleted lists, and bold keywords all help readers scan the page quickly and easily.

4. Use Simple Website Designs.
Your visitors didn’t come to see your fancy graphics. They came to find information about prices or availability, they’re looking for contact information or directions, or maybe they just want some technical details…

Unless your website is about cool graphic effects, I can guarantee that your visitors don’t really care about your spinning logo or dancing unicorns, or even whether or not your menu buttons blink or change background images on a mouse-over.

Web-savvy visitors have ‚trained‘ themselves to ignore ads. Anything that flashes, shimmers, blinks or dances around will not get the attention that it deserves.

The more such things you put on your page, the harder your reader will have to work in order to find what they want. Too much of that and they are gone, never to return. Use images wisely. Every image on your page slows it down, sometimes a little, sometimes a lot….
* Use smaller images whenever possible.
* For large collections of images, use an index with thumbnails that they can click if they want to see the image full-size.
* Use an image editor to reduce the file size of your images

See our „Using images in your webpages“ section for more about all that ~ http://blt-web.com/web_design/using_images.html

5. Use clear, Consistent Website Navigation.
Next to pages that take forever to load (and pop-ups), the biggest complaint that surfers have is difficult to understand and/or inconsistent website navigation…
* Use the same menu on all your pages.
* Use a logical link hierarchy, with related items together.
* Be perfectly clear with your link titles & descriptions.
* Use text links whenever possible.
* If you must use image links, use the alt=“link destination“ element.

A website with more than ten or fifteen pages may not need a link from every page to every other page… you can link to each section from each page, but give each section its own „Table Of Contents“.

Every page should have a link to the home page and to the site map. (If you have less than ten pages, you may omit a site map, but your home page should have a text link to every page for search engines.)

See our „Menu Design Tips“ page for more information ~ http://blt-web.com/web_design/menu_design.html

Following these 5 simple guidelines will help your website be a success. With faster-loading pages and easier-to-find information, people will read more of your content and are more likely to take the action that you want them to.

To Your Success!
Tim

When it comes to traveling, safety is a must. The perfect combination of common sense mixed in with a touch of technology can help to keep both you and your family safe and sound while on the go.

Perfect packing. When you’re leaving for a trip, it’s important to pack a lot more than just clothes and sunblock. Always make sure to have your cell phone and charger with you at all times, and make sure the battery is fully charged before you leave home. This will give you the ability to stay connected from anywhere.

Money matters. When traveling, it’s never a good idea to carry large amounts of cash. Instead, carrying at least one credit card will help to ensure that you are protected against theft. In the unlikely event that your wallet or purse is stolen, you can report it to the credit card immediately to prevent unauthorized use. For this reason, it’s important that you carry a list of telephone numbers for your credit card issuer(s) so that you can contact them immediately. This information should be kept separate from your wallet so that it will still be in your possession even if your card is not.

Stay in touch. Always make sure to let a friend or family member know where you are going and where you will be staying during your time away from home. It’s a good idea to let your friend or family member know that you will be calling when you arrive at your destination. It’s also a good idea to keep in touch occasionally while you are away, and always leave a telephone number where you can be reached.

Keep important numbers handy. Anytime you travel, it’s important to make a note of local emergency numbers, including hospitals, authorities, taxi services and other businesses that you think may be able to assist you if needed. You can find these numbers online or use a local telephone book upon your arrival.

Do your homework. One of the greatest things about traveling is the ability to see new things and experience new places, but it’s also important to keep safety in mind while exploring. Always have an accurate map of the area, which you can obtain from the local tourism office or chamber of commerce. If possible, call ahead and request that this information be mailed to you several weeks before your actual trip. This will allow you to have the map on hand when you arrive. Always travel in well lit areas and avoid places that seem to be deserted, especially after dark and in locations that you are unfamiliar with.

Now that you know how to protect yourself and your family during your time spent away from home, remember to enjoy all of the wonders that await your next vacation with the ones that you love.